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Talking Banking Matters  

Talking Banking Matters

Author: McKinsey & Company

Language: en-us

Genres: Business, Management

Contact email: Get it

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Talking with Soups Ranjan, cofounder and CEO of SardineAI
Friday, 21 November, 2025

As digital payments make up a growing share of money movement, payments fraud is becoming more frequent and complex, requiring a broader range of ever-more-powerful security tools. SardineAI seeks to meet that need with an AI-powered fraud prevention and compliance platform that uses device intelligence, behavior-based analytics, and machine learning to protect financial services, fintech, and e-commerce businesses. In this episode, SardineAI cofounder and CEO Soups Ranjan speaks with McKinsey partner and payments industry expert Roshan Varadarajan about Ranjan’s experience leading financial crime prevention at Revolut and Coinbase before starting Sardine; the future of payment fraud prevention, given the emergence of agentic commerce; and the growth of the payments security industry. Related insights The 2025 McKinsey Global Payments Report: Competing systems, contested outcomesGuardrails for growth: Building a resilient payments systemThe stable door opens: How tokenized cash enables next-gen paymentsGlobal Banking Annual Review 2025: Why precision, not heft, defines the future of bankingAfter the surge: Tien‑Tsin Huang on the future of paymentsThe future of the payments industry: How managing risk can drive growth Follow our banking and payments sector insights: Talking Banking Matters Read our Financial services blog: Banking & Securities Matters Discover our latest insights with our LinkedIn community of 9,000+ financial services professionals: McKinsey Financial Services Find all of our Financial Services insights on McKinsey.com See www.mckinsey.com/privacy-policy for privacy informationSee www.mckinsey.com/privacy-policy for privacy information

 

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