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Couchonomics with ArjunAuthor: Arjun Singh
Decoding the New World Order of Finance - Unfiltered, global, weeklyAs tectonic shifts reshape the financial world, Couchonomics continues to explore the trends transforming commerce, capital, and culture. This season, we expand our lens - building on our deep focus in the MENA region while bringing in voices, stories, and innovations from around the globe.Why? Because the future of finance is no longer regional - its interconnected. Whether its AI in Asia, tokenization in Europe, or fintech policy experiments in Africa, todays financial shifts cross borders, industries, and disciplines.Whether youre in the industry or just fintech-curious, tune in weekly as we decode the big moves, bold ideas, and brilliant minds shaping tomorrows economy.Episodes drop weekly. Arabic subtitles available on YouTube: youtube.com/@couchonomicswitharjunsingh438Learn more: www.couchonomics.comSeason 4 supported by:Adyen Mastercard SC Ventures Thunes Hala e& Digit 9About the host: Arjun's expertise covers a broad range of areas including Fintech, Payments, Digital Assets, Embedded Finance, Application of Emerging Technologies, and the Emergence of New Business Models within the Financial Services Sector in the MEA region and globally. Arjun is deeply engaged in the Tech Start-Up ecosystem. He serves as a passive investor, advisory board member, and a notable commentator on the rapidly evolving scene.In recognition of his impactful contributions, Arjun was honored as a Top Voice of the region by LinkedIn in 2020. Learn more at www.couchonomics.com. Language: en-us Genres: Business, Management, Technology Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
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How AI Agents and Stablecoins Are Reshaping Modern Banking
Episode 37
Wednesday, 25 February, 2026
Is banking really changing at the core, or are we just putting better apps on old rails?In this episode of Couchonomics with Arjun, Arjun is joined in studio by Jayesh Patel, CEO of Wio Bank PJSC, to unpack what real transformation inside a bank actually looks like, how AI is reshaping operating models, and why stablecoins may compress time in money movement far more than most people realize.They break down the difference between digitizing processes and restructuring around the customer, why SME banking still has structural gaps, and how Wio is building with micro AI agents, smart offices, and long term product bets like family banking. They also dive into crypto as an investment class, regulated stablecoins in the UAE, and whether banks should issue, distribute, or build on top of digital currencies.🎙️ In this episode:• Are banks truly transforming or just digitizing bureaucracy• What customer obsession looks like beyond marketing language• Why SMEs still struggle with onboarding and credit access• AI micro agents and the shift toward a smart office model• Crypto as an investment class and real user behavior on platform• Stablecoins, regulation, and where real utility begins• Payments strategy and building in house vs partnering• Embedded banking through TAMM and platform distribution• Competition in the UAE and what the next five years could look like👉 Watch the full episode if you want a grounded view of how digital banks evolve from the inside, what stablecoins could mean for liquidity and payments, and where the real structural shifts in banking are happening.SOCIAL LINKSArjun’s LinkedIn → https://www.linkedin.com/in/arjunvirsingh/Couchonomics LinkedIn → https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/Instagram → https://www.instagram.com/couchonomics/Twitter (X) → https://twitter.com/Arjun_Vir_SinghTikTok → https://www.tiktok.com/@couchonomicsNewsletter → https://bit.ly/3WI4A6EPARTNERSCouchonomics with Arjun Season 04 is brought to you by:Adyen → https://www.adyen.com/Thunes → https://thunes.com/Mastercard → https://mastercard.com/e& → https://www.eand.com/Digit9 → https://www.digitnine.com/SC Ventures → https://scventures.io/CHAPTERS:00:00 Is banking really changing or just digitizing old rails01:10 Jayesh Patel on building Wio and scaling a digital bank05:30 Customer obsession vs legacy operating models11:40 The SME banking gap and structural constraints18:20 AI micro agents and the smart office model27:30 Crypto as an investment class and user behavior35:00 Stablecoins, regulation, and real world use cases43:20 Payments strategy and in house build vs partnership49:30 Embedded banking and the TAMM collaboration54:30 Competition in the UAE and what the next five years look likeOur website 👉 https://bit.ly/3jk7UH0Find us on our social media platforms:Arjun's LinkedIn https://www.linkedin.com/in/arjunvirsingh/CCN LinkedIn https://www.linkedin.com/showcase/couchonomics-with-arjun-singh/Instagram https://www.instagram.com/couchonomics/Twitter https://twitter.com/Arjun_Vir_Singh?s=20TikTok https://www.tiktok.com/@couchonomicsSubscribe to Arjun's LinkedIn newsletter, Couchonomics Crunch: https://bit.ly/3WI4A6E
