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Problem Solved! For Co-ops and CondosAuthor: Habitat Magazine
From building repairs and maintenance, energy upgrades, insurance, lobby redesigns, accounting and financing - the challenges facing co-op and condominium board directors are endless. In this series, Habitat Magazine editors interview New York City experts to learn how problems have been solved at their client co-op and condo buildings. We take a deep dive into the issues being confronted, the possibilities for solutions, the costs, the challenges, and the outcomes. Habitat Magazine, founded in 1982, is the trusted resource for New York City co-ops and condo board directors. Visit us at www.habitatmag.com Language: en Genres: Business, Education, How To Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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The Hidden Insurance Gap
Episode 19
Monday, 12 October, 2026
A Midtown co-op decided to begin to monitor shareholder insurance, but right away they found something unsettling: the governing documents never required anyone to carry a policy. Some owners were covered, others weren't, and the building had no power to insist. Kara Ryan, director of compliance for homeowners insurance monitoring at Mackoul Risk Solutions, walks board members through the case, as well as a Long Island HOA where owners held the wrong policy type and had no structural coverage at all. You'll hear why enforcement so often falls through the cracks, who ends up exposed when it does, and the one thing to check first. Habitat's Emily Myers conducts the interview. Thanks for listening. Subscribe to this podcast for more stories on how New York co-ops and condos have solved a myriad of problems. Brought to you by Habitat Magazine, the "bible" that hundreds of board directors turn to every day!
