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Money Mindset Mastery: Personal Finance and Wealth BuildingAuthor: TvH Financial, including Jim Lao, Ryan Genoe, Denis Bisson and Eric Petersen
Money Mindset Mastery is a Canadian personal finance podcast hosted by financial professionals. We blend behavioral finance with practical cashflow planning so Canadians can budget better, crush debt, invest smarter, and optimize taxes under CRA rules. Episodes cover RRSP/TFSA/RRIF, CPP/OAS, pensions, annuities, decumulation, taxefficient withdrawals, RESP/FHSA, mortgages, retirement income planning, and insurance: life, disability, critical illness, longterm care. #PersonalFinancePodcast #MoneyMindset #WealthBuilding #InvestingForBeginners #BudgetingTips #FinancialFreedom #DebtPayoffStrat Language: en Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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#119 | Jobs Are Falling, Tariffs Looming and Rates Might Go Up: The Double-Squeeze Stress Test
Episode 119
Monday, 19 October, 2026
Jobs are falling, tariffs are looming and interest rates might be heading up rather than down. In this episode of the Money Mindset Mastery Podcast, Jim Lao, Denis Bisson, Ryan Genoe and Eric Petersen look at what that double squeeze means for Canadian households, and how to stress-test your own finances before it reaches you. They walk through a green, yellow and red framework: what to set up while you still have a paycheque, what to consider when the pressure starts to show, and the first steps to take after a job loss.TakeawaysEI is a bridge, not a plan: it replaces far less income than most people expectArrange credit, refinancing and insurance while you still qualifyKnow your household's minimum monthly number before you need itKeep some of your volatile assets in something stable you can draw onAfter a job loss: apply for EI, get legal advice on severance, and act quickly on benefitsChapters00:00 Introduction: the double squeeze00:53 The numbers: jobs, tariffs and rates03:40 Meet the panel07:44 The income shock08:39 What EI really pays11:34 Lessons from 200815:02 A mixed economy and the bond market18:05 Job hunting in the age of AI21:42 Green light: qualify while you can27:18 Umbrellas when it's sunny29:05 Disability insurance while you have income31:16 A haircut or the heat bill33:19 Know your minimum number37:12 When adult children drain cash flow40:17 Restructuring for liquidity43:54 Bitcoin, gold and behavioural finance45:51 Dipping into your RRSP46:58 Red light: the first steps after a job loss48:28 Keeping your benefits50:23 Mortgage options and job loss coverage54:56 Closing thoughts58:43 How to reach usThis episode is general information, not personal financial advice. To talk about your own situation, visit tvhgroup.ca or tvhfinancial.ca, or email financial@tvhgroup.ca.
