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Grad School BuddyAuthor: ebelechukwu monye and Chukwuebuka Amaji
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Season 5 Episode 2: GSB's Career Insights on Credit Risk Management with Temitope Kazeem
Episode 2
Friday, 27 February, 2026
Ever wondered how banks decide who gets a loan, and who doesn’t? In this episode, we sit down with Temitope, a credit risk and financial services professional with an MBA, experienced in advising banks across the UK and international markets.Credit risk management (CRM) determines who banks lend to, how much risk they take, and how they do it responsibly. Temitope explains how CRM balances regulatory compliance, responsible lending, and financial inclusion, and shares why sometimes saying “no” to a loan is the most responsible decision a bank can make.We discuss how Temitope transitioned from a non-finance background into credit risk management, the entry-level opportunities available, essential skills, and the evolving future of the profession.Whether you’re exploring a career in finance or curious about how lending decisions are made, tune in for practical insights and career advice from a credit risk expert.Co-hosts: Ebelechukwu Monye and Chukwuebuka Amaji If you enjoyed this episode, please turn on your notifications for more on the GSB Career Insights Series.Send a message or comment to Grad School Buddy
