American Benefits Podcast

Author: American Benefits Council

Tune in for thought-provoking conversations with smart, creative thinkers in the fields of benefits, economics, government, demography and more. This show is brought to you by the American Benefits Council, a Washington D.C. trade association that advocates for employers, connecting public policy and private-sector solutions to shape employee benefits for the evolving global workforce.
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Genres: Business

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HSA Can You See? A Deep Dive on Health Savings Accounts, with Katy Spangler
Episode 2
Thursday, 7 August, 2025

Health Savings Accounts (HSAs), and the high-deductible health plans (HDHPs) associated with them, still constitute a minority share of all employer-provided health offerings in the United States. But they probably also represent the most fertile area of employer innovations to reduce cost and improve health care value. That is why the American Benefits Council included in DESTINATION 2030, its long-term public policy strategic plan, one of its 20 goals ("Preserve access to defined contribution health programs and enhance consumer-directed health plans") and an entire section of policy recommendations (Section N) devoted to consumer-directed health. On this episode of the podcast, Katy Spangler, the Council's senior advisor, health policy, "nerds out" with host Jason Hammersla about the past, present and future of HSA policy.