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Saturday Morning MuseAuthor: Andrew Temte
Welcome to the Saturday Morning Muse and Andys Financial Literacy Lessons! Start to your weekend by investing 7-10 minutes of your time to explore topics that are designed to support your journey of personal and professional continuous improvement with a focus on improving financial literacy and financial decision-making. Dr. Andrew Temte, CFA, is the former CEO of Kaplan Professional and is the author of Balancing Act: Teach, Coach, Mentor, Inspire, and The Balanced Business: Building Organizational Trust and Accountability through Smooth Workflows. He also hosts The Balancing Act Podcast, and The Saturday Morning Muse. Dr. Temte earned his doctorate in finance from the University of Iowa with a concentration in international finance and investment theory. He holds the CFA designation and has over 15 years of university teaching experience. An accomplished musician and leader of the rock band, The Remainders, hes proud to announce the release of the bands first original album, Feel Something New, which is available on all major music streaming platforms. To learn more, visit www.andrewtemte.com. Language: en Genres: Business, Education, Self-Improvement Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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The Three Risks of Owning Stock
Episode 134
Saturday, 9 May, 2026
In this episode of Money Lessons, Andy walks through the three categories of risk that dominate the experience of owning stock: firm-specific risk, market risk, and behavioral risk. He explains why a stock's daily movement is mostly driven by company news, but why the broad market overwhelms those differences when it moves sharply—answering the listener's natural "which is it?" question. Using the 2008 financial crisis and the March 2020 pandemic crash as examples, Andy shows how fast and slow declines both punish panic-selling, just on different timelines. He closes with observation that most of the gap between what individual investors earn and what the market returns isn't about picking the wrong stocks—it's about behavior. AndrewTemte.com













