The 80 Percent

Personal finance for Filipinos

Author: Fitz Villafuerte

Hi, my name is Fitz Villafuerte. I'm a Registered Financial Planner and a financial literacy advocate based in the Philippines. This podcast is about learning smart money habits and the proper mindset to achieve financial success. I speak in English and Filipino in this podcast. Visit the80percentpodcast.com to learn more. Hosted on Acast. See acast.com/privacy for more information.
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Language: en

Genres: Business, Education, Investing, Self-Improvement

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Smart Money Moves For Your 13th Month Pay
Episode 240
Friday, 28 November, 2025

Welcome to Episode 240 of The 80 Percent.Today, we’re talking about something very familiar to every Filipino employee. The 13th-month pay. It feels like a reward after a long year. It feels like a chance to breathe a little. But it is also one of the best opportunities to change your financial life with just a few smart moves. In this episode, you’ll hear my recorded presentation on this topic, which I recently delivered. I hope you enjoy it.For the show notes, visit my blog post here. Hosted on Acast. See acast.com/privacy for more information.