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Couple Casuals PodcastAuthor: Couple Casuals
Casual engagement in conversation between one or more people covering politics, current events, and thought-provoking ideas all while enjoying a Couple Casuals sometimes. Language: en Genres: Comedy, Comedy Interviews Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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EP75: The Politics Behind Canada’s Housing Collapse
Thursday, 4 December, 2025
Welcome back to another episode of the Couple Casuals Podcast!Today, Stefano sits down with Daniel Foch — real estate analyst, investor, and co-host of The Canadian Real Estate Investor — for one of the most eye-opening breakdowns of Canada’s housing and economic crisis.Over the last few years, Canada created the “perfect storm”: explosive population growth, record-low interest rates, pandemic money, and massive speculation. Now, Canadians are waking up in the hangover — soaring debt, falling prices, cancelled pre-construction projects, and the harsh reality that affordability has collapsed. In this conversation, Stefano and Daniel dig into:• why buyers are waiting, sellers are stressed, and patience is being rewarded• how Canadian households became the most indebted in the world• why pre-constructions are failing at alarming rates• how politics, immigration, and zoning shaped today’s crisis• what the data says about 2026 — and why a slow grind downward is more likely than a crash They also explore personal finance, investor mistakes, the rise of financial illiteracy, and the massive gap between what Canadians earn and what they’re expected to afford.This episode is straightforward, data-backed, and brutally honest — a must-hear for anyone trying to navigate Canada’s housing market right now.Grab a casual, lock in, and let’s get into it.Host: Stefano (stefo)Instagram: @drstefohttps://www.instagram.com/drstefo?igs...Guest: Daniel FochYouTube: @dInstagram: https://www.instagram.com/danielfoch/Podcast: The Canadian Real Estate Investor PodcastThis episode is brought to you by Canada First — secure your home with Canada’s best home fortification. Visit https://canadafirst.com/ to learn more.CHAPTERS0:00 — Intro + Sponsor0:36 — Meet Daniel Foch1:00 — ’90s Market Déjà Vu1:34 — Data vs. Old Narratives2:24 — Daniel’s Background3:07 — Why Realtors Lost Trust4:15 — AI Changing Real Estate5:52 — Shift to Rentals6:57 — Agents Leaving Industry7:52 — Canada’s Affordability Crisis8:49 — How We Got Here10:19 — Pandemic Money Fallout11:09 — Mortgage Shock Coming12:03 — Record Consumer Debt13:24 — Are We in a Recession?14:59 — Prices vs. Rates Reality15:54 — Why New Builds Struggle17:01 — Buyer Patience Pays18:15 — Should Sellers Wait?19:42 — Emotional Pricing Problem21:07 — Financial Literacy Crisis22:54 — Explaining the Condo Crash24:47 — Pre-Con Investors Burned26:12 — 22% Closing Failure Rate27:28 — Supply Flooding Market28:34 — When Prices Finally Bottom29:51 — 2026 Market Outlook31:32 — Politics & Housing Meet33:14 — Government Spending Debate34:47 — Housing Policy Breakdown36:20 — Why Builders Are Pausing37:45 — Zoning & Red Tape Issues39:15 — Who Should Fix Housing?40:31 — Modular Housing Concerns42:02 — Social Housing Explained43:48 — Taxation on Housing45:26 — Cities Blocking Development46:41 — Why Multiplexes Boom48:32 — Small Developers Return50:14 — Advice for First-Time Buyers52:12 — Should You Rent or Buy?53:48 — Stefano’s Condo Debate55:03 — Why It’s Not Selling56:24 — Future Buyer Behaviour57:59 — Deflation Mindset59:21 — Final Thoughts1:00:11 — New York’s Future1:01:14 — Closing Remarks
