 |
Gracearchy with Jim BabkaHope for Dones Author: Jim Babka
GRACE. Jesus didn't bring us religion; humans had long been sacrificing to the gods. His Gospel is an undeserved gift that overflows the heart and splashes out in waves that bless others. ARCHY. A suffering servant is the true king. His "government" is made up of servants who voluntarily carry a cross, go the extra mile, and care for the weakest. Church and State don't govern that way, so you're "Done." HOST. Jim Babka's career evolved from political campaigns to policy activism to principle-based philosophy. He discovered that politics corrupts character, the world hates being fixed, and debates disconnect persons. Chopping at the root requires us to address blame, envy, and scapegoating. The world needs Grace. MODERATOR. Bill Protzmann Language: en Genres: Education, Philosophy, Self-Improvement, Society & Culture Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
Listen Now...
EP145: How You Can Escape Trump’s 50-Year Mortgage Trap - Gracearchy with Jim Babka
Thursday, 20 November, 2025
Donald Trump proposes 50-year mortgages. Which sounds more liberating: Debt free or 50 years as a bank serf? Jim reveals three simple strategies that helped him pay off his own home ahead of his goal of 11 years. None of these methods requires petitioning a politician to fix anything. Instead, they let you reclaim control: No mortgage. No bank payment. More freedom. For twenty-somethings who fear they’ll never own a home, and for anyone feeling trapped by an interest-first system, this episode shows a path to more liberty, right now, in the real world. Disclaimer: The following does not constitute financial advice. The experience shared here is for your consideration as you determine the mortgage type, term, and payment plan that best align with your goals and judgment. MATH ALERT: The math used in this episode is more directionally accurate than precise. Your math will vary depending on your specific situation, and your AI may arrive at different results. :-) CHAPTERS 0:00 Disclaimer 0:14 Theme 0:26 Does Trump want 50 year mortgages? 1:49 Jim's financial situation 4:20 Renting from the bank for life 6:08 Private opportunities rigged away 9:48 The history of the 30 year mortgage 11:38 Terminology, starting with PITI2 14:12 G.O.O.D. 15:27 Spreadsheet and a plan 18:07 Extra principle payments 19:54 50-year vs 30-year comparison 27:47 Bi-weekly payment plan 33:32 How to cut the term in half 37:34 Upfront lump sum 43:11 What Jim did to pay off his home 46:42 Combining strategies 48:45 Three areas where state has hurt us 51:42 Freedom or Debt? CREDITS Bill Protzmann is your moderator. This episode is sponsored by Zero Aggression Project. https://zeroaggressionproject.org/ Thank you to Randy Garbin for our amazing episode thumbnails: http://randygarbin.com/ ChatGPT is sometimes used to help write the show description. We are grateful to Sergio at https://www.youtube.com/@KeysofMoonMusic for our intro theme. ► https://www.patreon.com/user?u=10500501 or you can purchase his music on BandCamp: ► https://keysofmoon.bandcamp.com/ ► If you have any questions please feel free to write to Sergio at: serjo.de.lua.music@gmail.com Be grace-full to each other.
