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Money Memories  

Money Memories

How our early experiences with money shape our financial choices.

Author: Bear and the Bull

Money Memories is a podcast thats on a mission to make money conversations less taboo one memory at a time. Each week we interview a new guest, and discuss how their earliest money memory affected their professional trajectories and molded their relationship to personal finance.
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Language: en-us

Genres: Business, Entrepreneurship, Investing

Contact email: Get it

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Why Money You Can Access Immediately Feels More Valuable
Wednesday, 14 January, 2026

University of Oregon Associate Professor of Economics Jonathan Davis says he grew up with a sense of scarcity around money. His family always seemed to have enough, but there was this pervasive feeling that they wouldn’t. “I remember this narrative of, ‘money’s gonna be tight this year, don’t expect as many Christmas presents as last year,’” he says. In this episode, Davis shares findings from his research on EarnIn, a service that allows folks to get an advance on their wages without paying interest, and how immediate access to money makes the money feel more valuable, and helps alleviate the feeling of scarcity that can lead to financially unwise decisions.

 

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