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Money Ripples PodcastAuthor: Money Ripples Podcast
Ditch the grind. Build cash flow. Live free. If you're tired of working harder just to stay financially stuck, this podcast is your way out. Welcome to The Money Ripples Podcast, where cash flow expert and Anti-Financial Advisor Chris Miles shares how high-income earners are unlocking financial freedom faster without relying on the stock market, risky startups, or waiting until they're 65. Chris became financially independent twice by age 39 and now helps others create real passive income through strategic investing, smarter money systems, and values-driven stewardship. Here's what you'll get every week: - Proven ways to create passive income through real estate and alternative investments - How to use life insurance the right way to build lasting wealth - Why the 401(k) may be holding you backand what to do instead - The mindset shifts and money strategies of people living work-optional lives Whether you're an entrepreneur, investor, or high-income professional looking for better answers, this podcast is packed with practical insights, client case studies, and expert interviews. New episodes drop every Monday, Wednesday, and Friday. Ready to take control of your time, money, and future? Subscribe now and learn how to make your money work harder, so you don't have to. Language: en Genres: Business, Education, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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How Does Mortgage Note Investing Really Work: with Fred Moskowitz
Episode 1042
Friday, 27 February, 2026
Most business owners lose thousands each year from 7 hidden money leaks. See how much extra cash you could keep every month without earning more. It takes 30 seconds. Click HERE to get your result. ________________________________________________________________________________________________________ We talk constantly about getting away from Wall Street investing and moving into more mainstream investing like real estate. But what if you could take it a step further? What if instead of owning the property… you became the bank? In this episode of the Money Ripples Podcast, I sit down with bestselling author and note investing expert Fred Moskowitz to unpack how mortgage notes work and how you can generate passive income secured by real estate without managing tenants, toilets, or trash. If you've ever wondered how banks make money or why they sell off loans on the secondary market this episode will open your eyes. Fred explains how everyday investors can step across the aisle from borrower to lender and start receiving monthly payments instead of making them. We break down how note investing works, why banks sell loans at a discount, how investors can increase yield by buying below the loan balance, and how this strategy compares to owning rental properties. With rising interest rates, tighter margins, and increasing landlord fatigue, many investors are rethinking traditional real estate. This conversation will show you an alternative path that still keeps you backed by hard assets. Fred shares how the secondary mortgage market functions through institutions like Fannie Mae and Freddie Mac, how loans move from banks to hedge funds to smaller investors, and how you can participate at your level whether you want to be an active investor building your own portfolio or a passive investor in a professionally managed note fund. We also discuss leverage, liquidity, collateral protection, loan servicing, due diligence, and how note investing can even be done inside self-directed IRAs and 401(k)s. If you like the idea of real estate investing but don't want to manage properties or deal with tenant risk, note investing could be a powerful solution. One of the biggest mindset shifts we talk about is this: in any transaction, the lender gets paid first. Whether a property is sold, refinanced, or foreclosed, lien holders are first in line before equity owners see a dime. That positioning can dramatically change your risk profile. Fred also shares insights from his book, The Little Green Book of Note Investing, and explains how investors can get started in this asset class. If you're serious about building passive income, protecting downside risk, and creating more control in your financial life, this episode will challenge how you think about real estate investing. Fred's links: - Website: https://www.fredmoskowitz.com/ - Facebook: https://www.facebook.com/thefredmoskowitz/ - LinkedIn: https://www.linkedin.com/in/thefredmoskowitz/ - Instagram: https://www.instagram.com/thefredmoskowitz/?hl=en
