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I Love AnnuitiesAuthor: Jeremiah Konger
Join Jeremiah Konger and Zachary Van Es, The Annuity Dudes, on the I Love Annuities Podcast, where we dive deep into the world of annuities and how they can provide guaranteed retirement income and financial security. Designed for retirees and pre-retirees, this podcast covers essential topics like fixed annuities, income annuities, fixed index annuities, and safe investment options. Discover strategies to protect your savings, create guaranteed income streams, and secure your legacy with annuities. Explore the best annuity rates, annuity strateies, and more on the I Love Annuities podcast! Language: en Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
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Retirement Revolution: How In-Plan Annuities Are Changing 401k Forever
Episode 36
Saturday, 8 November, 2025
SECURE 2.0 just changed retirement forever—your 401(k) can now offer guaranteed lifetime income like a pension. This is the biggest shift in retirement planning since the 401(k) was invented. In this video, I break down exactly how in-plan annuities work, which major companies are offering them, and whether this option makes sense for YOUR retirement income strategy.🔥 What You'll Learn:✅ How SECURE Act and SECURE 2.0 made in-plan annuities possible✅ The 3 types of in-plan lifetime income options (DIAs, QLACs, Target-Date Fund Annuities)✅ Real calculator demos: $500K = $2,400/month for life✅ Major providers: BlackRock, Prudential, Equitable, AllianceBernstein, J.P. Morgan✅ Pros & cons: Is guaranteed income right for you?✅ Real case studies with exact dollar amounts✅ Questions to ask your employer TODAY⏱️ TIMESTAMPS:0:00 - Hook: The 401(k) Revolution You Haven't Heard About2:00 - What Changed: SECURE Act & SECURE 2.0 Explained7:00 - How In-Plan Annuities Actually Work13:00 - Major Providers & What They Offer20:00 - Pros & Cons: Is This Right for You?27:00 - Real-World Case Studies33:00 - Action Steps & What to Ask Your Employer37:00 - Recap & Next Steps💡 KEY STATS FROM THIS VIDEO:• 40% of plan sponsors are adding in-plan annuities within 2 years• 64% of insurance companies rank this as a top-3 business priority for 2025• 76% expect employee demand to grow as awareness increases• Institutional pricing beats retail annuity costs by 0.3%-0.8% annually🔗 FREE RESOURCES:📞 Schedule a Free Consultation: https://annuityassociation.chilipiper.com/concierge-router/link/annuity-association-1st-appointment-routing?utm_source=podcast📚 Request Free Annuity Report: https://annuityassociation.com/podcast-annuity-report🎯 QUESTIONS TO ASK YOUR EMPLOYER:What insurance carrier provides the guarantee?What are the fees compared to retail annuities?Is the annuity portable if I change jobs?Can I allocate just a portion of my balance?What happens to my spouse if I die first?💬 ENGAGE WITH US:👉 Does your employer offer in-plan annuities? Drop a comment below!👉 Would you convert part of your 401(k) to guaranteed income? Why or why not?👉 What retirement topics should I cover next?Your comments help us create better content AND boost this video in YouTube's algorithm—win-win! 🚀📺 RELATED VIDEOS YOU'LL LOVE:• Income Riders vs Free Withdrawal Annuities: https://youtu.be/yw0FRIjM25k• QLAC Strategies for Delaying RMDs: https://youtu.be/2SutBGkdUWo• How to Maximize Social Security + Annuity Income: https://youtu.be/EEOMyYjM2jY🔔 SUBSCRIBE for transparent, number-driven retirement strategies every week. No sales pitches, just education and real math.📌 ABOUT ANNUITY ASSOCIATION:We're revolutionizing how people buy annuities through transparency, education, and trust. Our mission is simple: give you all the information you need to make smart retirement decisions—all in one place.Explore the top annuities from leading carriers, compare rates, and get personalized recommendations—all without the pressure of a sales call.🏷️ TAGS:#RetirementPlanning #401k #InPlanAnnuities #SECURE2.0 #RetirementIncome #LifetimeIncome #Annuities #FinancialPlanning #PensionAlternative #GuaranteedIncome #RetirementStrategy #401kPlanning #AnnuitiesExplained #RetirementSecurity #FinancialEducation
