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Raising Private Money with Jay ConnerAuthor: Jay Conner
Are you a real estate investor whos tired of missing out on deals because you dont have the money to fund them? Maybe youre just starting in real estate, overwhelmed by all the conflicting advice, and wondering how to break through. Or youve done a few deals, but your business feels more like a hobby than a reliable source of income. If youre struggling to take your real estate business to the next level, this show is for you.Welcome to The Private Money Show with Jay Conner, where we cut through the noise to give you the truth about real estate investingand the tools you need to succeed. Most investors lose out on 87% of real estate deals simply because they dont have access to the money to fund them. But what if you could change that? What if you could fund every deal you wanted, eliminate your competition, and grow your business faster than you ever thought possible?Each week, Jay Connerthe Private Money Authorityshares exactly how to raise private money to fund your deals, close more opportunities, and build a thriving, consistent real estate business. Jay has been in the trenches of real estate investing full-time since 2003, and hes still doing it every day. He knows what works, what doesnt, and how to help you stop chasing bad advice from so-called gurus who havent done a deal in years.In every episode, youll learn:How to find and raise private money to fund your real estate deals on YOUR terms (no banks, no hard money lenders).Strategies for creating consistent deal flow and turning your investing business into a reliable source of income.How to structure deals with private lenders and create win-win relationships that benefit everyone involved.Real-world, step-by-step advice from investors whove been where you are and completely changed their game using private money.This isnt theory or fluff. Its the real deal. Jay and his guests break down real-world deals, showing you the numbers, the challenges, and the solutions, so you can see how to apply these lesso Language: en Genres: Business, Education, How To, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Asset-Backed Lending Strategies for Real Estate Investors with Jay Conner
Sunday, 5 April, 2026
Guest AppearanceCredits to:https://www.youtube.com/@EliteOnlinePublishing1 “How to Fund Real Estate Deals Without Banks with Jay Conner”https://www.youtube.com/watch?v=hSAmIyDiKpc Navigating the world of real estate investing can be daunting, especially for those just starting out or for investors who face challenges securing traditional financing. On the Raising Private Money Podcast, Jay Conner, a seasoned expert in private lending, and Melanie Johnson demystify the process of raising and leveraging private money. The conversation explores strategies, safeguards, and mindset shifts that have propelled Jay’s real estate career and can help others do the same.Private Money vs. Hard Money: Understanding the DifferenceOne of the key points Jay highlights is the fundamental distinction between private money and hard money lending. Hard money typically comes from institutional lenders or brokerage firms that pool funds from investors and lend them out at higher interest rates, often accompanied by fees and points. While hard money serves as a commercial option, it tends to involve more rigid underwriting and less flexibility for individual borrowers.In contrast, private money is a one-on-one transaction where funds are sourced directly from individuals. These private lenders might be friends, family, colleagues, or contacts from expanded networks. They offer greater flexibility and often better terms. Jay emphasizes that building a base of private lenders requires education and trust, allowing investors to secure capital without the layers of bureaucracy and expense associated with institutional loans.Building a Niche in Real Estate: The “Big Fish in a Small Pond” ApproachJay’s journey into private money began when traditional lines of credit vanished during the 2008 financial crisis. This pivotal moment forced him to rethink his approach and seek more resilient funding options. Operating in a small market in Eastern North Carolina, Jay discovered that being a “big fish in a small pond” enabled him to dominate his niche, consistently performing two deals per month with impressive average profits.This strategy underscores a core lesson for investors: rather than competing in crowded markets, focus on a specific niche or geographic area where your efforts can stand out. Establishing expertise in a smaller market allows for deeper relationships, more reliable deal flow, and higher profitability per transaction.Protecting Private Lenders: Safeguards and TransparencyFor anyone considering borrowing or lending through private money, trust is paramount. Jay details rigorous protections he offers to private lenders, mirroring those required by local banks. These include naming lenders on insurance policies and title insurance documents, ensuring their investment is backed by tangible assets and protected against unforeseen events.Loan-to-value (LTV) ratios are another critical safeguard. Jay limits borrowing to no more than 75% of the after-repaired value, providing lenders with a substantial equity cushion. This conservative approach reassures lenders and builds confidence in the security and reliability of the investment.Structuring Deals: Interest Rates, Terms, and FlexibilityPrivate lending deals are often structured with interest-only payments, which provide consistent income to lenders while supporting the investor’s cash flow. Jay has offered a steady 8% interest rate to his private lenders since 2009, higher than bank certificates of deposit or savings accounts. By educating lenders about this opportunity—and avoiding the
