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The Retirement Planners of America PodcastAuthor: Money Matters with Ken Moraif
Helping you make your money last as long as you do. Language: en Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Getting Ready To Retire Checklist
Friday, 27 March, 2026
Getting ready for retirement is a lot easier when you use a checklist. In this episode, Ken Moraif walks through a practical retirement planning checklist that helps you organize the big decisions before you stop working, so the transition feels smoother and your plan is built around real life costs.You’ll hear why where you live can be the biggest driver of your cost of living, how to think about what you’ll do after you retire, why many retirees aim to reduce debt and review investment risk, and how to avoid gaps in healthcare coverage. Ken also explains a simple way to think about budgeting without turning it into a household argument, plus timing tips for Social Security and an overview of when a 401(k) rollover to an IRA may be worth considering - and when staying in an employer plan might make more sense.If you’re over 50 and planning your next chapter, share this with a friend who’s also getting close to retirement.0:00 Retirement checklist intro, why checklists work0:40 Step 1: Decide where you plan to live2:10 Step 2: Plan what you’ll do in retirement3:35 Step 3: Pay off your mortgage and reduce debt4:55 Step 4: Consider reducing investment risk near retirement6:05 Step 5: Know your retirement income sources7:25 Step 6: Healthcare planning, avoid gaps in coverage8:45 Step 7: Budgeting without the household argument10:10 Shark story: why expenses adapt to the “pool size”11:25 Step 8: Apply for Social Security three months early11:55 Step 9: Consider a 401(k) rollover to an IRA, case by case12:25 Wrap-up and next stepsRPOA Advisors, Inc. (d/b/a Retirement Planners of America) (“RPOA”) is an SEC-registered investment adviser. Registration as an investment adviser is not an endorsement by securities regulators and does not imply that RPOA has attained a certain level of skill or training.This podcast has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, personalized investment, financial, tax, or legal advice. RPOA does not provide tax or legal advice. You should consult your own tax and legal advisors before engaging in any transaction or strategy.Opinions expressed are those of RPOA as of the date of publication and are subject to change. Investing involves risks, including possible loss of principal. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss. Past performance is no guarantee of future results.
