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Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single incomAuthor: Erin Britt Budget Strategy Coach
It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money.Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. Its time to budget smarter, enjoy life more, and move toward financial freedomwithout sacrificing the things you love.This is a debt podcast!Topics we cover:Foundational Budgeting Skills:How to create and stick to a budget, even with limited income.Simple, actionable steps to build a zero-balance budget each month.Overcoming Impulse Spending & Credit Card Reliance:Strategies to control impulse buying and overspending.Breaking the cycle of using credit cards as income and paying off debt sustainably.Budgeting for Busy Moms:Budgeting tips for real life - especially budgeting tips for busy momsIntentional Living & Aligning Spending with Values:How to figure out your core values and create a value-based budgetHow to spend intentionally without sacrificing things you love.Aligning household routines and systems with financial goals.Financial Preparedness & Saving for the Future:Building emergency funds and saving for bigger expenses with confidence.How to manage everyday expenses while planning for future goals like retirement, vacations or a home.Self-Care & Financial Wellness:Prioritizing self-care to avoid burnout.Developing healthy habits for long-term financial success and balance.Mindset Shifts for Financial Growth:Abundance mindsetEmbracing financial mistakes as opportunities for growth and grace.Tra Language: en Genres: Education, How To, Self-Improvement Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Make Better Money Decisions in 2026 with a Year Plan
Wednesday, 7 January, 2026
A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen:You gain clarity around what you’re actually capable of in a yearYou can set realistic goals for saving, investing, vacations, and self-careYou understand why money feels tight — and what to adjustIn this episode, I walk you through:What a year plan is (and what it’s not)How to create one using your monthly numbersWhy it’s especially helpful if you’re draining savings or relying on credit cardsHow it improves decision-making and reduces stressWhy I hated my year plan at first — and why I’m so glad I stuck with itA year plan might give you a little discomfort at first — but on the other side is less stress, more freedom, and better decisions all year long.Links to Old Episodes:4 easy habits you need if you want to save money53// Why I hated a Yearly Budget FREE RESOURCES: 🎉Free Household Money Snapshot🎉Free Spending Audit Spreadsheet and DirectionsLet's connect:Instagram @budgeteffectpodcastEmail hello@thebudgeteffect.com Click to Send Fan Mail
