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The Woman & Finance PodcastAuthor: Mapalo Makhu
Hi, Im Mapalo Makhu, your host, personal finance educator, and author of You're Not Broke, You're Pre-Rich. I hold a BCom Finance degree, a Postgraduate Diploma in Financial Planning and a Postgraduate Diploma in Investment Planning, with over 10 years of experience in the financial services industry. More importantly, Im deeply passionate about empowering women to take charge of their financial futures.This podcast is a judgment-free space for open and insightful conversations about moneywithout the confusing jargon. Whether youre looking to budget more effectively, get out of debt, start investing, or build lasting wealth, this is the place for you.Each episode brings you practical advice, expert insights, and real conversations designed to help you make informed financial decisions with confidence. Because financial freedom isnt just for a select fewits for everyone ready to take control.If youre on a journey to financial wellness, hit follow and be part of a community committed to building wealth and securing their futures.Lets learn, grow and thrivetogether. Language: en-za Genres: Business, Education, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Should I Pay Extra Towards My Debt or Start an Emergency Fund?
Episode 7
Thursday, 16 April, 2026
Are you torn between paying extra on your debt or starting an emergency fund? You're not alone! This is one of the most common financial dilemmas, and in today's video, I'm breaking down exactly what you should prioritise based on your situation.What You'll Learn:✅ When to prioritise debt payments✅ Why an emergency fund might be more important than you think✅ The "hybrid approach" that could work for both goals✅ Common mistakes people make with this decisionKey Topics Covered:00:00 - Intro00:27 - Should I pay off my debt or build an emergency fund00:46 - Scenario (Debts & Interest Rates)06:27 - High-interest debt vs low-interest debt strategies08:15 - Where should you put your Emergency fund09:50 - Free Credit template10:55 - Free TFSA EbookFREE RESOURCES:📋 Download my Credit Template: https://www.womanandfinance.co.za/resources📖 NEW! Tax-Free Savings Account eBook: https://www.womanandfinance.co.za/resources🙌🏾 Let me know in the comments - are you team emergency fund or team debt payoff?Don't forget to LIKE this video if it helped you and SUBSCRIBE for more practical money advice!Watch our second episode of Money: It's Not Black or White here: https://www.youtube.com/watch?v=MHl9ZFvExnI&t=30s
