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Lykken on LendingAuthor: David Lykken
Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update.The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry.The program can be heard live each Monday at noon central or downloaded as a podcast.Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions.We invite you to join us to listen and learn. Language: en-us Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Weekly AI Update with Pavan Agarwal: AI’s Dot-Com Moment: Why 95% of Startups Will Fail and What Mortgage Leaders Must Know
Thursday, 28 August, 2025
The AI boom is starting to look a lot like the dot-com bubble of the 1990s — with thousands of startups rushing to market, only for most to collapse under weak business models. In this week’s episode of Lykken on Lending, David Lykken and Pavan Agarwal break down MIT’s recent report predicting that 95% of AI startups will fail, the disappointing reality of ChatGPT-5, and what this means for mortgage lenders and fintech innovators. They dive into the critical difference between probabilistic AI (guesswork) and deterministic AI (traceable, auditable, and regulator-ready) — and why the companies that master determinism will drive the next wave of disruption in capital markets and lending.
