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Snowbirds US Expats Radio PodcastAuthor: Gerry Scott
Whether you're a Canadian snowbird spending winters in the USA, or an American looking to move to Canada, the Snowbirds Expats Radio Podcast is loaded with useful information to guide you. Gerry Scott is the host of this podcast, Monday to Friday, Gerry works with Canadian and US clients as a cross border advisor with one of Canadas largest and most respected wealth management firms.. The Snowbirds Expats Radio Podcast is brought to you by the Snowbirds US Day Tracker and the Canada Physical Presence Tracker apps. The Snowbirds US Day Tracker app helps you track the number of days youre spending in the USA, which is essential to avoid being classified by the IRS as a US resident for tax purposes. The Canada Physical Presence Tracker is the easiest and most reliable way to track your physical permanent days for the purpose of renewing your permanent residence card (maple card). Simply enter the days into the calculator and track the progress as you get closer and closer to becoming a full time resident of Canada. Both apps offer a wide variety of services that include, USD exchange, tax and legal services, Real Estate, Medical Tourism, and more. Download them today on your iPhone or Android. Language: en-us Genres: Places & Travel, Society & Culture Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Episode 81: Cross-Border Tax Strategies for Americans in Canada & Canadians Working for U.S. Employers
Tuesday, 24 February, 2026
Host Gerry Scott sits down with Heather Sanders of Tax Junction, a cross-border personal tax specialist who helps U.S. citizens living in Canada and Canadians working for U.S. employers navigate the complexities of filing in two countries at once.With a practice built around real people in real cross-border situations, not corporations or trusts, Heather brings practical, ground-level insight into the mistakes that happen when employees move countries without thinking through the tax consequences first, and what it actually takes to get it right.Together, Gerry and Heather unpack some of the most misunderstood rules facing cross-border workers, including why "I just work from my home office" is never as simple as it sounds, and why the payroll question matters more than most people realize.In this conversation, they explore:Why the country where you physically work determines where your payroll must be registered, and the liability risk employers face when it isn'tThe Certificate of Coverage and when Canadians working for U.S. companies can still contribute to CPPHow 401(k) contributions are treated in Canada and why aligning them with your RSP room is the key to avoiding a surprise tax billWhy RSP contributions aren't deductible on a U.S. return, and why that usually matters less than people fearThe risks of large catch-up RSP contributions for U.S. citizens living in CanadaHow mid-year payroll switches between W-2 and T-4, especially when RSUs are involved, can create reporting nightmaresWhy selling U.S. real estate as a Canadian non-resident requires the right people in your corner from the startThe foreign tax credit audit that CRA triggers more often than most people expect, and what happens when no one respondsWhy "my situation is pretty straightforward" is almost never true once a border is involvedIf you're living in Canada and working for a U.S. employer, considering a cross-border move, or simply trying to understand what compliance actually looks like for internationally mobile workers, this episode offers a frank and practical look at the planning that protects you and the mistakes that are far easier to avoid than to fix.Cross-border tax doesn't have to be overwhelming. Download the Snowbirds DayTracker app today to connect with specialists like Heather and access the tools and resources you need to navigate your international life with confidence.
