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Money MattersAuthor: Brought to you by Neighbors Federal Credit Union
The podcast that focuses on how to use the money you have, make the money you need and save the money you want. Host Kim Chapman, Financial Wellness Director for Neighbors Federal Credit Union, explores the issues that can affect your financial well-being and discusses ways for you to enjoy the financial freedom you've been looking for. Language: en-us Genres: Business, Education, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
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Start Smart With Business Credit
Episode 98
Wednesday, 11 February, 2026
We break down how personal credit and cash flow drive small business lending and share the simple steps that boost approval odds. From DSCR to down payments and the role of guarantors, we show founders how to prepare documents, avoid common pitfalls, and choose smart starter products.• why personal credit signals business reliability• how pay history, limits, and account mix affect approval• cleaning up collections and old delinquencies• understanding DSCR and why 1.25 matters• equity injection norms for equipment and vehicles• the role of personal guarantors in business loans• what documents to bring and why a plan helps• when business credit bureaus matter and when they don’t• using a business credit card to start under $5,000• how to contact us for commercial lending supportStay on track with your financial journey. Subscribe to the Money Matters Podcast and visit neighborsfcu.org/financialwellness for more tools to help you build a strong financial futureHave an idea for a show or a question for Kim? Send us a text messageSupport the showWelcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
