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Real Talks on the RocksAuthor: Michael Acosta
My name is Michael Acosta and I created this video podcast to inspire people to take control over their life through fitness, finances and mental health. I do this by sitting down face to face with those who believe in helping others become their best selves. My episodes are in long-form format because I believe that to build trust with someone you dont know, you need to talk to them face to face. Through my career in law enforcement, I have seen too many examples of people who genuinely believe that they dont have a say in their own life or that someone else is responsible for their destiny. I know that I will not solve everyones problems, but my goal is to provide you with the tools that you can use to take control of your own life. I hope that you as the listener can take something away from each of my guests. New episode releases every other Monday at 8am PST! Language: en Genres: Philosophy, Places & Travel, Society & Culture Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Mortgage Broker: Honest truth of how to afford a home in high cost areas
Episode 57
Thursday, 10 July, 2025
Chapters: 00:00- Preview 00:46-Intro 01:25-What you don’t know about mortgage brokers 04:48-Expectations people have about financing a home 09:19-the debts that most people are carrying 12:27-The 4 basic steps to wealth 15:30-Buying power examples 23:01-Do mortgage calculators work? 25:30-Buyers remorse 33:40-expenses: renting vs. owning 37:35-Buying for investment vs. primary residence 41:28-How much down payment do you REALLY need? 45:45-When housing inventory will SPIKE in the Bay Area 51:05-What the average Bay Area family can afford 54:55-Different home loans and their strategies 59:12-Is a 15-yr mortgage better? 1:04:12-What are reverse mortgages 1:16:38-How will Trump’s policies affect the interest rates? 1:22:30-ways to cover closing costs 1:29:11-Which homes appreciate the fastest
