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Truly DiversifiedAuthor: Ben Mohr
Welcome to Truly Diversified. The podcast show for smart investors who refuse to settle for Wall Streets one-size-fits-all playbook. Hosted by Ben Mohr, a retirement strategist with nearly two decades of experience, this podcast pulls back the curtain on how the ultra-wealthy actually build and protect their wealth. From life settlements to alternative investments that hedge against volatility, Ben breaks down the strategies that offer true diversification beyond just stocks and bonds. So if you're ready to think differently, protect your retirement, and grow with confidence in any economy, youre in the right place. Learn more: https://www.lifeassetllc.com/ Language: en Genres: Business, Entrepreneurship, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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24 | The Warren Buffett Plan: Own Other People’s Life Insurance
Tuesday, 2 December, 2025
What if you could invest the exact same way Warren Buffett does without needing millions?In this episode of Truly Diversified, retirement strategist Ben Mohr breaks down how the ultra-wealthy use life settlements to generate competitive returns with no stock market risk. For decades, hedge funds, banks, and major institutions have quietly bought life insurance policies as assets… and now, for the first time, everyday investors can finally do the same.Ben reveals how direct policy ownership works, what kind of returns are possible, how life expectancy reports guide the process, and why buying the actual asset (instead of a fraction of a fund) means even bigger upside. If you’ve ever wondered how to play the game the 1% plays, this episode shows you exactly how.Timestamped Highlights[00:00] – Why CDs and annuities leave investors frustrated long-term[00:00:44] – How the market swings impact returns in ways you can’t control[01:00] – Why the wealthy invest outside the market[01:23] – How life settlements actually work[01:40] – What an 82% return looks like inside a life settlement fund[02:18] – The game-changer: direct policy ownership[03:00] – How Warren Buffett buys policies and waits for payouts[04:00] – Cutting out the middle layer and doubling potential returns[05:14] – What servicing a direct policy looks like behind the scenes[05:54] – Example #1: $150K policy you can buy for $60K[06:29] – Life expectancy reports and what they reveal[08:22] – Expected timelines and real-world maturity patterns[08:51] – Example #2: $500K policy available for $130K[10:31] – Even if someone lives twice as long as expected… still profitable[11:34] – In nearly 3 decades, Ben has never seen a policyholder reach 100[12:55] – Real case study: a 4.5-year maturity on a 9-year expectancy[13:43] – How early maturities create 20%, 30%, even 40%+ APRs[14:26] – Smaller vs. larger policies: what changes and why[15:43] – How to start: $50K minimum for direct ownership[17:00] – Why accredited investors can now “play Warren Buffett’s game”Mentioned ResourcesLife Expectancy ReportsPrevious Episode About Life Expectancy ReportsEcho Life (Barry Neal’s company)AXA and Equitable (A-rated carrier)Universal Life PoliciesImportant LinksBook a call to speak with Ben: https://rebrand.ly/life-asset-consult Watch our webinar (no opt-in): https://rebrand.ly/ben-mohr-56b45e Grab our ebook here (no opt-in): https://rebrand.ly/life-asset-ebook Truly Diversified is an original podcast brought to you by Ben Mohr. Production and editing by Podcast Your Brand.
