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Arista Wealth PodcastAuthor: Paul L. Moffat
Building wealth seems harder than it actually is. This podcast is designed to be a roadmap, cutting through the clutter, to teach you about important topics that show you how invest in yourself and save money the right way. We will also be your life coach through important financial and educational topics, teaching you what is important and how to navigate each topic. Language: en-us Genres: Business, Entrepreneurship, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Episode 91 Dividends IRA Distribution and Timing Strategies for Better Tax Outcomes
Thursday, 14 May, 2026
President and Senior Financial Planner Paul L. Moffat and Director of Financial Planning Jordan Naffa discuss IRA distribution and timing strategies, and how thoughtful planning around withdrawals and contributions can improve long-term tax outcomes. With tax brackets, retirement rules, and distribution requirements constantly evolving, understanding when and how to take distributions has become increasingly important for investors and retirees alike.Paul and Jordan explain how strategic timing decisions can help investors better manage taxable income, maintain bracket control, and reduce lifetime tax liability. The conversation covers Roth conversions, pre-age-59½ withdrawal rules, Net Unrealized Appreciation strategies for concentrated stock positions, and the importance of selecting the right retirement account structure for business owners and entrepreneurs.This episode provides practical insight into how coordinated retirement planning can create greater flexibility, tax efficiency, and long-term financial confidence.In this episode: ● Why timing IRA and Roth IRA distributions matters ● How bracket control can reduce lifetime taxes ● Roth conversion strategies and tax planning opportunities ● Rule 72(t) and Rule of 55 withdrawal considerations ● Net Unrealized Appreciation strategies for employer stock ● Differences between retirement account types and plan structures ● Why reviewing retirement plans and distribution rules is essentialThe opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed in this program is not a guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested in directly. As always, please remember that investing involves risk and the possible loss of principal. Please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.🌟Get in touch with us by clicking the links below!🌟Go to Aristawealth.com for other tools, tips, and resources.Website: https://www.aristawealth.com/Facebook: https://www.facebook.com/AristaWealth/LinkedIn: https://www.linkedin.com/company/arista-wealth-management/
