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Are you an expat who is confused by the Irish tax system? Maybe you are planning a move to or from Ireland and want to understand how to navigate the complex tax issues that arise? Taxbytes for Expats is the show that explains in simple terms the dos and don'ts of Irish taxes for expats. Language: en Genres: Business, Careers, Places & Travel, Society & Culture Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
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Financial Advice for Expats in Ireland: Who to Trust and When You Actually Need It with Paddy Delaney (Part 1)
Episode 69
Monday, 19 January, 2026
Investing in Ireland has always been tricky, particularly for anyone who recently relocated here, and with so many options out there it's hard to realise the benefits of your savings beyond your pension without sound advice.In this episode of Taxbytes for Expats, I’m joined by Paddy Delaney, founder of Informed Decisions, for the first part of a really practical conversation about financial advice in Ireland. Paddy has spent over 20 years in the financial services world, and he brings a refreshingly honest perspective on how advice is given, where incentives can sit, and why it’s so important to understand who you’re dealing with before you take any financial recommendations on board.We step through the often-confusing differences between financial advisors, brokers, and financial planners, including how banks fit into the picture and what “independent” advice actually means in practice. This is one of those areas where people assume all advice is the same — and it really isn’t.Paddy shares real-world examples of why intent, structure, and remuneration matter, and how those factors can directly impact your long-term financial outcomes. We also talk about when you do need financial advice, and when you really don’t. Paddy is an expert on helping you make transparent and informed financial decisions.Main Topics Discussed in this Episode:Understanding the Different Types of Financial Advice: We break down the often-confusing distinctions between financial advisors, brokers, planners, and independent firms, and why knowing the difference really matters before taking advice.How Incentives and Commissions Can Shape Advice: Paddy shares real-world insight into how remuneration structures can influence recommendations, highlighting why transparency and client-first intent are so important.Banks as a Source of Financial Advice: We discuss why banks are still a common and accessible starting point for advice in Ireland, along with the limitations that come from being tied to a single provider.When You Actually Need a Financial Planner: This is one of those areas where assumptions creep in, so we talk honestly about who benefits most from paid financial planning and when simple saving habits may be enough.Why Pensions Are the Obvious Starting Point in Ireland: We explore pensions as a tax-efficient investment tool, common issues with underperformance, and why understanding what your pension is doing over the long term is just as important as contributing to it.Get in touch with Paddy DelaneyWebsite: InformedDecisions.ieLinkedIn: https://www.linkedin.com/in/paddy-delaney-qfa-rpa-apa-73778969/Podcast: https://www.informeddecisions.ie/podcasts*****Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or
