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The Note Investor PodcastAuthor: Dan Deppen
The Note Investor Podcast will guide you through the ups and downs of note investing, and teach you about all of the nitty gritty details of the business that other people won't talk about . Your host, Dan Deppen is a former aerospace engineer and product manager who transitioned away from cubicle life to full time note investing in 2018. Our website is www.fusionnotes.com, where you can subscribe to this podcast, comment, and find links to other information on note investing. Language: en Genres: Business, Entrepreneurship, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Seller Finance, Done Right - With Caleb Christopher
Episode 140
Tuesday, 16 December, 2025
In this episode of the Seller Finance and Creative Deals Podcast, Dan Deppen sits down with Caleb Christopher (CreativeTC) to unpack what actually goes wrong in creative finance deals—and how to structure transactions to avoid the most common (and most expensive) mistakes. They dig into a critical contract issue many investors miss: once you sign an agreement as the seller, you may not have a clean way out unless you've written in a seller exit clause tied to borrower qualifications. Dan and Caleb explain how to define those qualification standards upfront, why it matters for Dodd-Frank and "bank-grade" underwriting, and how skipping the right steps can turn a quick exit into a foreclosure-length nightmare. You'll also hear a practical discussion on: The real-world risk of due-on-sale in sub-to and wrap deals (and what you can do when it surfaces) Why "bank-quality" seller finance notes can sell near par—and why that matters The hidden problems with self-servicing and poor payment records Smarter liquidity strategies than balloons, including selling note partials If you're doing seller finance, wraps, or subject-to—and you want fewer surprises and more scalable outcomes—this episode is your playbook. Connect with Caleb: Creative TC - https://creativetc.io/ Caleb's Instagram - / fcalebchristopher For more info on underwriting seller finance loans or get started on a deal go to www.calltheunderwriter.com.
