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Mind Your Money with Bradshaw Rogers Financial PartnersAuthor: Trent Bradshaw
The Mind Your Money Podcast is an extension of the great education and conversation the Bradshaw Rogers Financial Partners team has always believed in. This show will extend the kinds of financial and retirement planning topics we've covered over the years in our video series and blogs with the added ability to highlight and elevate some of the top business owners and leaders in and around Salisbury, NC. Your hosts are Trent Bradshaw and Brandon Rogers of Bradshaw Rogers Financial Partners. If you would like to be a guest or ask Trent and Brandon a question, please reach out. Email office@bradshawfp.com or call 704-216-2260. Discussions in this show are for educational purposes only. Information presented should not be considered specific investment advice or a recommendation to take any particular course of action. Always consult with a financial professional regarding your personal situation before making financial decisions. The views and opinions expressed are based on current economic and market conditions and are subject to change. All investing involves risk, including the potential for loss of principal. Securities and Advisory Services offered through United Planners Financial Services, Member FINRA, SIPC. Bradshaw Rogers Financial Partners and United Planners are not affiliated. United Planners and its representatives do not offer tax or legal advice. Language: en Genres: Business, Careers, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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The Lazy Way to Retire? Let's Talk Target-Date Funds
Thursday, 6 November, 2025
Target-date funds just passed $4 trillion in assets. They're now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? Let's look closer at the rising popularity of target-date funds and explain what you really need to know if your 401(k) is riding on one. These "set it and forget it" options offer built-in diversification and automatic rebalancing, but they're not a one-size-fits-all solution. You'll learn how target-date funds work, why they became the default choice after the 2008 financial crisis, and what they do (and don't) protect you from as you near retirement. The guys also break down common misconceptions, why these funds never go 100% conservative, and when it might make sense to switch strategies. Here's some of what we discuss in this episode: 💰 Target-date funds now hold over $4 trillion, should you be using one? 📆 How these funds automatically adjust risk as you age ⚠️ The catch: they're not as conservative as you might think 📉 When autopilot investing can backfire in volatile markets 🧩 How to decide if you should stay in a TDF or build your own strategy Contact: Website: http://bradshawfp.com Email: office@bradshawfp.com Call: 704-216-2260
