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Digital Disruption  

Digital Disruption

Author: Novus Strategy

Digital Disruption is a Podcast for Business leaders and Tech Entrepreneurs. Each episode of the Podcast I will bring you the stories of founders, CEO's, innovative thinkers and the people at the grass roots level inside organisations driving through digital transformation, disrupting industries with technology and driving change. Sharing their stories, lessons learned and how they are successfully leveraging technology, to disrupt and drive through change. About your host: Chris Williams has been helping enterprises and brands to innovate and adopt emerging technologies, driving through digital transformation and change for almost 20 years. Building new revenue streams and defining cutting edge solutions to complex problems. Chris founded and built one of the first management consultancy firms dedicated to supporting organisations going through Digital Transformation, servicing clients across multiple sectors in the UK, USA and Europe.
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Language: en

Genres: Business, Entrepreneurship, Management

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Smart Data, Data Exchange and Orchestration: what mortgage lenders need to know now and why.
Episode 12
Tuesday, 23 June, 2026

Smart data, standards, trust frameworks, data exchange and orchestration are terms every lender is hearing right now, and most are being used interchangeably when they shouldn't. In this episode the Novus Strategy team pulls them apart, explains how they fit together, and sets out what lenders should be doing about it now. What Smart Data actually is: verifiable, reusable data that moves securely between parties The difference between a data exchange (the rail that moves verified data) and orchestration (the layer that coordinates it) Where HDI (Horizontal Digital Integration) sits as the operating model that makes Smart Data usable Why a decade of digitisation made transactions slower, not faster, and what vertical vs horizontal integration really means The signals driving urgency now: the Data (Use and Access) Act, government-backed programmes, and property as a priority use case How this scales, the closed vs open loop question, and the governance and monopoly risks worth watching Why none of the AI being sold to lenders works without the data foundations underneath it   Fundamentally, stop guessing where your friction sits and ask us about Pathfinder, our mortgage journey simulator, and quantify the highest-value moves before you commit a pound of investment. If you sit in transformation, product or customer journey, this is the context behind the questions lenders keep bringing us. To be the first to receive our monthly Digital Disruption newsletter in print, sign up here: https://events.novus-strategy.com/newsletter-sign-up For more insights, visit https://www.novus-strategy.com/ connect with us on LinkedIn at https://www.linkedin.com/company/novus-strategy/ or email us at hello@novus-strategy.com.

 

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