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Beat The Market w/ Helen TarrantAuthor: Helen Tarrant
Asset-rich but cashflow-poor, working harder every year with no end in sight? Commercial Property Investor is for high-income professionals who want a defined pathway out of the grind by transitioning from residential to commercial property. Hosted by Helen Tarrant, Founder of Unikorn Commercial Property. With 1B in commercial deals and a 20 property portfolio, Helen unpacks cashflow vs growth, portfolio building, and the strategy behind replacing your income and retiring better, faster, sooner. New episodes every week. Educational only, not financial advice. Language: en Genres: Business, Entrepreneurship Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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2 Properties And $120k+ In Passive Income
Episode 201
Monday, 24 August, 2026
Want to find out whether commercial property could work for your situation? Book a strategy session with Helen: https://link.unikorn.com.au/widget/bookings/unikornstrategyzoom In this episode of the Commercial Property Investor Podcast, Helen sits down with Stephen, an investor who moved from residential property and development into commercial property after getting tired of funding negatively geared investments from his own pocket. Stephen shares how two commercial properties now generate more than $120,000 in annual passive income, why his original fears about commercial finance were misplaced, and the lessons he learned about tenants, cap rates, due diligence, and building the right team before buying. Helen and Stephen dive into: ◼️ Why commercial property is not limited to shopping centres and massive warehouses ◼️ How smaller commercial assets can be far more accessible than new investors expect ◼️ Why a tenant’s income can support commercial-property finance ◼️ The mindset shift from topping up investments to receiving surplus cash flow ◼️ Why commercial property values can rise when you secure the right tenant ◼️ How cap rates help you assess whether an asset is priced correctly ◼️ Why Stephen moved away from buy-and-hold residential investing ◼️ How his first commercial property rose from $1.235 million to more than $2 million ◼️ Why commercial property can deliver both capital growth and growing rental income ◼️ How a Bundaberg box-factory property became an income-producing asset ◼️ Why buying the property is different from buying the tenant’s business ◼️ How tenant-paid outgoings change the cash-flow equation ◼️ Why an online listing is not enough to assess a commercial property properly ◼️ The due-diligence checks that protect you from a bad tenant, building, or lease ◼️ Why education and a specialist commercial buyer’s agent can reduce risk ◼️ How cash-flow-positive assets can support future deposits and reduce portfolio pressure 00:00:00 Stephen’s $120K-plus passive income from two commercial properties 00:00:56 Moving from residential property into commercial 00:01:37 Why commercial felt big, scary, and hard to finance 00:02:52 Leaving development and residential behind for cash flow 00:04:27 The first month of positive cash flow 00:07:08 Why Stephen stopped buying buy-and-hold residential investments 00:08:37 The first commercial property in Singleton 00:10:20 Capital growth and rising income over eight years 00:12:37 The second property: a Bundaberg box factory 00:15:14 Buying the building, not the tenant’s business 00:16:06 Tenant-paid outgoings and net versus gross yield 00:17:53 Insurance, management fees, and land tax 00:19:42 What you are really buying in commercial property 00:20:38 Why online listings are not enough 00:22:48 Off-market opportunities and building the right team 00:24:05 Commercial-property due diligence 00:26:17 Checking the tenant, zoning, building, income, and competition 00:30:23 Stephen’s advice for first-time commercial investors 00:31:24 The risk of funding negative residential investments Follow for more insights and updates: Website: https://helentarrant.com/ Buyer’s Agency: https://unikorn.com.au/ LinkedIn: https://www.linkedin.com/in/helentarrant/ Instagram: https://www.instagram.com/helentarrantofficial/ Facebook: https://www.facebook.com/helentarrantcommercialproperty TikTok: https://www.tiktok.com/@helentarrantofficial
