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One Vision Podcast Fintech, Banking, and AI with Theodora LauA FinTech, Banking, and AI Podcast hosted by Theodora Lau Author: Theodora Lau
One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech.We believe there are many innovation stories that have impact on people's life across the world. We identify these stories and talk to them about their journeys, successes and challenges they have had to overcome. In providing a stage for these entrepreneurs, thought leaders and innovators, we hope to inspire a generation looking to effect positive change. One Vision, One Dream, and One Voice. Hosted on Acast. See acast.com/privacy for more information. Language: en Genres: Business, Management, Technology Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
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A Bag of M&Ms | Briana Marbury on Financial Exclusion
Sunday, 4 October, 2026
Briana Marbury grew up in Detroit with one bank in the neighborhood. She opened an account after her first job. Then came the overdraft fees, and the fees on the fees. She had a choice: gas and groceries, or the bank. The bank account closed. So she went to the check-cashing place on the corner, five dollars at a time, for years — while the unpaid fees went to collections and marked a credit file that had barely started. Financial exclusion doesn't always look like someone outside the banking system. Sometimes it looks like a closed account, a check-cashing counter, and a damaged credit file. Briana Marbury, President & CEO of Interledger Foundation, joins Theodora Lau to talk about living it — and about the unglamorous infrastructure work that could stop it happening to someone else.But technology in and of itself was not going to be enough. They close the conversation on what’s next: Mexico, Colombia, and a growing push into US community banks and CDFIs. And on what gives Briana hope: that when she walks into a room with a government, they're not asking whether interoperability matters. They're asking how fast it can happen.Hot take 🔥"I have a choice between either buying gas, buying groceries, or paying a bank fee bill — when I can go access my money right away at this corner store for five dollars."🎧 Listen now wherever you get your podcasts.Keywords: fintech, personal finance, financial inclusion, payments, cross-border payments, remittances, Interledger Protocol, Briana Marbury, Interledger Foundation#FinancialInclusion #CrossBorderPayments #Fintech #PaymentsTimestamp:00:00 Welcome and Introductions01:09 Interledger Foundation Origins02:59 Hidden Financial Exclusion05:54 Personal Stories and Literacy07:55 Interoperability for Inclusion09:16 Fixing Cross Border Payments13:48 Why Fees Persist15:50 Lessons Working with Regulators18:11 Plans for 2027 More about our guest 🌐Briana Marbury on Linkedin: https://www.linkedin.com/in/brianamarbury/ 🌐Interledger Foundation: https://interledger.org/ More about our host and One Vision Podcast 🌐Theodora Lau on LinkedIn: https://www.linkedin.com/in/theodoralau/ 🌐Banking on (Artificial) Intelligence (book): https://www.bankingonaibook.com/ 🌐Unconventional Ventures (company): https://www.unconventionalventures.com/ 🌐Listen to all One Vision Podcast episodes by visiting: https://shows.acast.com/one-vision One Vision Podcast is a fintech, banking, and AI podcast hosted by Theodora Lau (Founder, Unconventional Ventures; author of Banking on (Artificial) Intelligence). One Vision goes beyond the headlines on AI, agentic commerce, digital banking, financial inclusion, and the future of money — with founders, analysts, venture capitalists, technologists, and operators building the next chapter of financial services. New episodes weekly. Featured guests include leaders from Ant, bunq, J.D. Power, Forrester, IBM, Microsoft, Salesforce, SAS, SAP, and Wall Street Journal. Recognized in American Banker's Top 20 Most Influential Women in Fintech. Hosted on Acast. See acast.com/privacy for more information.
