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Retire Texas Style!Author: Steve Hoyl
Steve Hoyl and Derrik Caldwell have worked tirelessly to craft personalized, high-quality financial services to a diverse group of clients at all income levels. As a lifelong resident of the Texas Panhandle, Steve has a unique insight into the passions, motivations and concerns of his client. Its this connection with community alongside more than three decades of industry experience that allows Steve and Derrik to create retirement strategies that are as unique as the clients they serve and the places they live. Learn more about Steve, Derrik and the rest of the team here. Don't miss an episode. Subscribe or follow wherever you get your favorite podcasts! For more helpful insights follow on social media: Facebook and X Language: en Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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The $3,000 Surprise That Could Break Your Retirement
Tuesday, 3 February, 2026
A sudden $3,000 medical bill sets the stage for a candid look at why emergency funds can make or break your retirement strategy. Steve Hoyl breaks down the rising pressures on American savers — from unexpected healthcare costs to political market swings — and reveal how simple habits can build real financial resilience. They explore risk tolerance, retirement red zones, and the psychological hurdles couples face when planning their future. This episode empowers listeners to understand their vulnerabilities and take practical steps toward a steadier retirement path. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.
