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The Real Estate Education PodcastAuthor: Erin Spradlin & James Carlson
Welcome to the Real Estate Investing Podcast, your ultimate resource for actionable tips, strategies, and market insights tailored to investors seeking to build wealth and succeed in the real estate market. Whether you're just starting or you're an experienced investor refining your approach, this podcast covers everything you need to know to thrive in a competitive industry. Each episode delves into key investment strategies such as house hacking, midterm rentals, Airbnb, and long-term rental opportunitiesall focused on maximizing returns. We explore how to use platforms like Furnished Finder, Zillow Rentals, and VRBO to tap into the growing demand for flexible rental options. With a focus on smart property management and creative ways to generate passive income, you'll learn how to leverage different types of rentals to expand your portfolio. We'll also provide expert advice on navigating the Colorado Springs real estate market, evaluating properties, checking permits, and scaling your investment business to new heights. Plus, we discuss how midterm rentalsranging from 30 to 90 daysare becoming a popular choice for investors looking to attract traveling professionals, relocating tenants, and more. Key Topics Covered: Real estate investment strategies, including house hacking, midterm rentals, and short-term rentals. Using platforms like Furnished Finder, Zillow Rentals, and VRBO to secure steady rental income. Colorado Springs market analysis and trends for real estate investors. Expert tips on property management, rental income, and diversifying your investment strategy. Understanding permits, zoning, and legal aspects of real estate investing. Tune in to learn how you can take advantage of current market trends and build a profitable property portfolio with smart real estate investments. Whether you're looking for long-term rentals or exploring the booming midterm rental market, we provide the insights you need to succeed! Hosts: Erin Spradlin and James Carlson Language: en Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Trump's 50-Year Mortgage: Insane or Smart? Plus Ethical Landlording
Episode 261
Wednesday, 19 November, 2025
Erin Spradlin and James Carlson tackle Trump's 50-year mortgage proposal with real numbers, then discuss whether "ethical landlording" is an oxymoron. 🏠The 50-Year Mortgage Reality Trump's team showed him a poster with FDR and Trump labeled "Great Presidents" to pitch this. James admits it's "not automatically batshit crazy"—low bar. The Math ($500K home, 6% rate): 30-year: $3,000/month, $579K interest, $1.079M total 50-year: $2,632/month ($366 saved), $1M+ interest, $1.5M total Pros: Lower monthly payments. Harvard/UChicago economists say it's "not that much crazier than 30-year mortgages." Cons: Delays equity building, you're renting from the bank. Doesn't address root cause—need more housing units. Local ADU regulations likely more effective. ⚖️ Ethical Landlording Framework See tenants as customers, not employees. Fix things promptly. Communicate early—both sides hate surprises. Keep rents below market for quality long-term tenants. The $650 Couch Lesson: Ignored stained couch, two renters complained, one walked out. Replacing it ended all issues. Fix problems before they escalate. On Rent Increases: Fixed mortgages mean costs don't rise while market rents do. Is charging market rate ethical? Open question—though lower rents reduce turnover. Colorado Laws: Tenant-friendly but "not ridiculous unless you're an asshole." Requiring receipts for deposit deductions? "Completely acceptable." 📧 Contact: erin@erinspradlin.com for landlord consulting james@jamescarlsonre.com for Colorado real estate
