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Does it pay to stay loyal to your mortgage lender?
Episode 323
Thursday, 13 November, 2025
One in five mortgage holders choose their lender because they already have another financial product with them according to Which? research. But does that loyalty actually lead to a better deal? In this episode, we’re joined by Which? Money’s mortgage expert Sam Wilson & Associate Director at L&C Mortgages David Hollingworth to look at this data and unpack whether it’s best to shop around or stay loyal. Plus, we reveal which mortgage providers have been awarded Which? Recommend Provider status this year, and touch on what the new Renters’ Right Act could mean for the rental market. Read all of our mortgage provider reviews & sign up for our free weekly Money newsletter You can read everything we know about the Renters' Rights Act on our website Click here to send us an email Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance
