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Australian Finance PodcastThe Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen & Kate bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. Author: Rask
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you dont know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg. Language: en Genres: Business, Education, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
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Is super a gamble? Super Payday, fixed rates, interest-only loans & knowing when you have ‘enough’ – Q&A
Thursday, 19 March, 2026
In this Australian Finance Podcast episode, your hosts Gemma Mitchell and Leigh Gant answer your weekly money and life questions. They cover: – Whether superannuation is really a “gamble” and what happened during past crashes – What the new Super Payday rules mean for when your employer pays your super – What to consider when your fixed home loan rate rolls off – Whether interest-only loans are smart strategy or short-term relief – How to define (and stick to) your ‘enough’ number for stepping back from full-time work If you like this Australian Finance Podcast episode, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts! Follow us on Instagram and TikTok for more investing insights. Topics Covered – Is superannuation a gamble or long-term investment system? – What happened during past market crashes (and why balances fell) – Risk, time horizon & asset allocation inside super – What is “Super Payday” and when must employers pay contributions? – Why clearing times can differ between payroll systems and super funds – Fixed vs variable rates: what to consider when your rate rolls off – Are people fixing again in a rising-rate environment? – Interest-only loans explained (cash flow vs long-term cost) – When interest-only strategies may make sense – The psychology of “enough” and shifting financial goalposts – Lifestyle design vs chasing a bigger number You will learn about: - How superannuation works (risk, returns & market cycles) - Understanding market crashes and long-term investing - What is Super Payday? (employer contribution timing changes) - Fixed vs variable home loans explained - Interest-only vs principal & interest loans - How to calculate your ‘enough’ number for financial independence Resources for this episode Book recommendations: Enough: True Measures of Money, Business, and Life You’ve Got Money… Now What? | Book Extras Buy Gemma’s book “The Money Reset” Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media: Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices
