Farming Without the Bank Podcast

Author: Mary Jo Irmen

Welcome to the Farming Without the Bank podcast, the show with a no-B.S. approach to money, hosted by a farm strategy expert and authorized IBC practitioner. Join us as we get real and expose the flaws of traditional financial institutions in order to help farmers take control of their finances, create peace of mind, grow their wealth, and leave a legacy. https://www.farmingwithoutthebank.com/
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Language: en

Genres: Business, Investing

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Local Agent vs Expert: Why Face-to-Face is Costing Farmers Money (Ep. 375)
Friday, 9 October, 2026

Is it really THAT easy to borrow against life insurance? Yes — and Mary Jo Irmen proves it in this Farming Without the Bank Q&A. Mary Jo answers the comments from her Farming for Profit clip, breaks down exactly how a policy loan works when structured correctly for infinite banking (pay premium, access whole life insurance cash value in 10 days, fill out an online form, ACH to your account — no payback date, no what-is-it-for questions), and why borrowing is completely different than withdrawing. Plus: what is a 1035 exchange and when you should NOT do one (real $70-80k case study from this week), what happens to clients when Mary Jo retires, and why doing business face-to-face locally doesn't mean you're getting expert advice. Black Sheep Summit clients: Check your email! Client-only summit is this January — held only once every 3 years. With Kody Anderson, Flint Rasmussen + client panel. Buy the book: https://www.FarmingWithoutTheBank.com/Book Email Mary Jo: MaryJo@WithoutTheBank.com Audio Production by Podsworth Media - https://podsworth.com