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The Broker LinkAuthor: The Brokerage Inc.
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NBPP 2027 & 2028: What Agents Need to Know Now
Tuesday, 23 June, 2026
In this episode of The Broker Link, Mike Smith, President Emeritus, and Mike Papuc, National Health Sales Director at The Brokerage Inc., take a deep dive into the proposed Notice of Benefits and Payment Parameters (NBPP) for 2027 and 2028 and what these changes could mean for agents, carriers, and consumers. The conversation explores CMS's ongoing efforts to improve affordability, increase access to coverage, encourage plan innovation, and strengthen program integrity across the ACA marketplace. Mike and Mike discuss the introduction of non-network health plans, a potential new option designed to lower costs for consumers while creating additional flexibility in the marketplace. While these plans may offer savings opportunities, they also raise important considerations around consumer education and understanding of provider access. The episode also highlights several consumer-focused proposals, including expanded hardship exemptions and the potential for multi-year catastrophic plans. These changes are intended to provide greater flexibility for individuals facing unique financial or coverage challenges while helping consumers maintain access to affordable healthcare options. A significant portion of the discussion focuses on fraud prevention and compliance initiatives. CMS is proposing enhanced pre-enrollment verification requirements to reduce improper enrollments and protect consumers from unauthorized plan selections. Mike and Mike explain how these measures could impact enrollment processes and reinforce the importance of compliance throughout the industry. Throughout the episode, they emphasize CMS's broader goals of increasing transparency, improving consumer education, controlling costs, and creating a more stable healthcare marketplace. For agents, understanding these proposed changes now will be critical to preparing for future enrollment seasons and continuing to provide trusted guidance to clients. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show! New episodes are available every Tuesday. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/ Facebook: https://www.facebook.com/thebrokerageinc/ Instagram: https://www.instagram.com/thebrokerageinc/ YouTube: https://www.youtube.com/@TheBrokerageIncTexas Website: https://thebrokerageinc.com/
