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The First Home Buyers ProgramIf you're a First home buyer and have no idea where to start, or perhaps you've got a Home loan already but you've never taken notes on how loans work and how you can save yourself thousands. Either way this podcast is for you. I will be sharing all... Author: Maryanne Elliott
If you're a First home buyer and have no idea where to start, or perhaps you've got a Home loan already but you've never taken notes on how loans work and how you can save yourself thousands. Either way this podcast is for you. I will be sharing all things Home loans and Finance to educate you so you know how to make your money work for you. Language: en Genres: Education Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Episode 132 - Should You Pay Off Your Debt Before Buying Your First Home?
Thursday, 29 October, 2026
You've saved up a deposit, but you've still got a car loan, credit card or personal loan.Should you use your savings to clear those debts, or keep your money and get into the property market sooner?It's one of the most common questions Maryanne gets asked by first home buyers, and unfortunately, there's no simple yes or no answer!In this episode of the First Home Buyer Program Podcast, Maryanne from 360 Mortgage Solutions talks through the three options she explores with her clients.We look at why paying off high-interest debt first can make financial sense, but also why waiting years to rebuild your deposit might not suit everyone's home ownership goals.Maryanne also explains how guarantors, government schemes and low-deposit home loan options could help some first home buyers pay down debt while still working towards purchasing their first property.The biggest takeaway?There's no right or wrong answer for everyone. It's about understanding your options and making a decision that works for your financial situation and your future goals.🎓 Want to feel more confident about buying your first home?Explore our First Home Buyer Program, an online course covering everything from deposits and government schemes to home loans and the buying process - Check it out here 🏡 Not sure what the best option is for you?Book a fee-free chat with Maryanne or Bec at 360 Mortgage Solutions. We'll help you understand your options before you make any big decisions, Book Here360 Mortgage Solutions, helping first home buyers across Australia make informed property decisions.Disclaimer: This podcast provides general information only and does not take into account your individual financial circumstances or objectives. Lending options and government schemes are subject to eligibility and approval.
