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I Believe  

I Believe

Governance and Philosophy in America A Top 10 Apple Philosophy Podcast

Author: Joel K. Douglas

Governance and Philosophy in America A Top 10 Apple Philosophy Podcast joelkdouglas.substack.com
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Language: en

Genres: Government, Philosophy, Society & Culture

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Dear Democrats. You're Close to Something Real. Don't Waste It.
Monday, 2 March, 2026

Once upon a time, I might have been a Democrat.The theory sounds good. Love your neighbor. Build systems that catch people when they fall. Use the government to do what charity alone can’t. I’ve read the arguments. Listened to the sermons. But the more I pull on the logic threads, the more it comes apart.Not because the compassion is wrong. The compassion is right. After all, rend our hearts, not our garments. We need to dig deeper. I’m listening to James Talarico, the Texas state rep running for Senate. The seminarian. Stephen Colbert wasn’t allowed to put him on television. He gave a sermon in Lubbock, where he said the word “love” three dozen times, and people in the second most conservative city in America didn’t laugh.He says politics is just another word for how we treat our neighbors.He’s right. That’s not a liberal idea. It’s a constitutional idea. The framers called it the General Welfare. It’s one of our six national goals, along with Justice, Liberty, Order, Defense, and Union.So I’m writing this to Democrats. Not as an opponent. You’ve been searching for a path forward because you’re getting pummeled. I think your guy is close to something real. And I don’t want you to waste it.Let’s start with a story. There’s a town in northern Missouri called Chillicothe. It sits where the Grand River gathers its creeks and the hills open into bean fields. I’ve chased big whitetail bucks there. The town is real. The math is real. The people I’m about to describe are not. And there are a thousand towns like this between here and Washington.Act I. ChillicotheThe Grand River comes down out of Iowa in two forks. They run south through Livingston County and meet a few miles west of town. From there, the river carries everything the land gives it. The Thompson comes in from the north. Coon Creek, Blackwell Branch, Shoal Creek. All feed into the same channel. Half a dozen named waterways and a hundred unnamed draws all running to the same low ground.They all flow to the Missouri. The Missouri to the Mississippi. The Mississippi to the Gulf.This is where the country changes. West of here, the hills are closer together and thick with timber. Draws steep and tangled, the kind of ground that breaks equipment and hides cattle. East of here, the land opens. The hills roll longer and lower. The big oaks give way to grass. Bean fields. Corn ground. Fencelines you can see for a mile.Chillicothe sits on this seam. Nine thousand people at the crossroads of 36 and 65, where the water gathers, and the hills let go. Grain elevator on the horizon. A Casey’s, where teenagers get donuts on Sunday mornings. A couple of churches. A bar that does a fish fry on Fridays during Lent.Washington Street runs through the middle of town. There’s a diner called the Grill. A farm supply store. A hardware store that’s been in the same family for three generations.The diner employs six people. The owner is a woman named Pam. She’s had the place eleven years. She’s not getting rich. The margins on a small-town diner are what you’d guess. She clears maybe forty thousand a year after she pays her people, her food costs, her insurance, her rent, and the fryer that breaks every winter.She pays her cooks too little. Her waitstaff get nine plus tips. It’s not enough. She knows it’s not enough. She’d pay more if she could.Then the minimum wage goes up.Not because anyone in Chillicothe asked for it. Because good people in Jefferson City and Washington decided that workers deserve more. And they’re right. Workers do deserve more. Nobody here disagrees with the principle.Pam runs the numbers on a Tuesday night after close. She’s at the same table where the farmers sit in the morning. Calculator, notebook, the grease smell still in the walls.At fifteen dollars an hour, her labor cost goes up thirty-one thousand dollars a year. She doesn’t have thirty-one thousand dollars. She has the diner.She can raise prices. A dollar on every plate. Maybe the regulars stay. Maybe they don’t. The regulars are the farmers and the guys from the MoDOT crew and the women from the school district office. They’re not rich either. A dollar a plate, five days a week, fifty weeks a year. That’s two hundred and fifty dollars a year out of their pockets. Money they would have spent at the hardware store. Or the farm supply. Or the fish fry.Or she can cut hours. She cuts the weekend breakfast shift. That’s Kaylee. Nineteen years old. Single mother. She was making nine dollars an hour plus tips on the weekend morning rush, which came out to about fourteen an hour, and it was the only shift that worked with her kid’s schedule.Kaylee doesn’t get a raise. Kaylee gets a phone call on a Tuesday night.Now Kaylee drives thirty-two miles to Cameron to pick up shifts at a Waffle House off I-35. She spends more on gas. She sees her kid less. The Waffle House pays fifteen. After gas and the extra childcare, she nets less than she made at the Grill.The farm supply store does its own math. Labor costs up. They raise the price on wire, on posts, on mineral tubs. Not a lot. Four percent, maybe five. Enough that the cattle rancher south of town notices when he’s buying supplies for calving season. He doesn’t say anything. He just tightens somewhere else. Doesn’t fix the fence on the north pasture. Puts off the vet check. Skips the bull sale in Trenton.The contractor who was going to build a starter home on the east side of town pencils it out again. Framing crew costs more. Materials cost more because the lumber yard raised prices for the same reason everyone else did. He was going to build two three-bedroom houses and list them at a hundred and eighty thousand. The kind of house a young couple with two incomes could buy. Now the numbers don’t work below two-ten. At two-ten, the young couple doesn’t qualify.He doesn’t build the houses.A year passes. Washington Street looks the same. The Grill is still open. The farm supply is still open. The churches still have Sunday service and the Casey’s still sells donuts.But Kaylee is gone. The houses weren’t built. The rancher’s north fence is sagging and he’s running heifers he should have culled. The hardware store cut its part-time kid. The diner is quieter on weekends.The creeks still run to the Grand. The country still opens east of town. The grain elevator still stands against the sky like it has for sixty years.Nobody did anything wrong.The people who wrote the bill wanted to help. Pam wanted to pay more. Kaylee wanted to work. The contractor wanted to build. The rancher wanted to buy a bull.Everyone loved their neighbor.And the water still runs downhill. Gravity. It doesn’t care what you meant. Act II. The ButterflyHere’s one place we need to keep digging. To raise wages, small businesses have to grow revenue. You can’t pay people with money you don’t have.Pam clears forty thousand a year. She pays federal income tax. Self-employment tax. State tax. After the government takes its share she keeps about thirty. That’s what she lives on. That’s what she runs the business on. Equipment. Repairs. The fryer.The margin between keeping Kaylee and cutting Kaylee’s shift is somewhere in the ten thousand dollars the government took.Cut her taxes. Not to make her rich. To give her room. The difference between forty and forty-six thousand dollars is the weekend shift. It’s Kaylee staying in Chillicothe instead of driving to Cameron. It’s the phone call Pam doesn’t have to make on a Tuesday night.But the cut comes with a condition. You get the break when your filings prove you paid livable wages. Every worker. Enough that none of them qualify for SNAP. Enough that none of them need the Earned Income Tax Credit. Enough that Kaylee can work the weekend shift and take her kid to the doctor without a government program covering the difference.Pam gets the cut and keeps wages flat, she loses it next year. The incentive only runs one direction. Pay your people, keep the break. That’s the deal.I know what this sounds like. Trickle-down. We’ve heard it before. It didn’t work. Talarico is right to say so.Trickle-down doesn’t work because the social responsibility of a business is to increase its profits. That’s not greed. That’s the job. A business that gets a tax cut with no strings will keep the money, because that’s what businesses are supposed to do.This isn’t trickle-down. This is a condition. Pam doesn’t get trusted. She gets verified, every year, in writing.Outside, the morning is coming in through the front glass. The farmers will be here in an hour. Coffee is on. The calculator is still out on the table, but tonight the numbers are different. Six thousand dollars different. Kaylee’s shift is still on the board. The phone stays in Pam’s pocket.Say it works. Pam gets the tax break. Kaylee keeps her shift. Wages in Chillicothe go up ten, fifteen percent. What happens next? People spend it.Kaylee has an extra two hundred dollars a month. She wants a place of her own. So does every other young person in Livingston County who’s been doubling up with family or renting a place they can barely afford.But there are no new houses. There are the same twelve listings in Chillicothe there were last year, and now there are more buyers with more money chasing them. The same house that listed at a hundred and eighty thousand lists at two-ten. Then two-twenty. Kaylee still can’t buy it. She just can’t buy it for a higher price now.You raised wages and accomplished nothing. The butterfly flapped again.The contractor’s name is Dale. He’s been building houses in Livingston County for twenty-two years. He’s not a developer. He’s a man with a truck and a crew of four and a line of credit at the lumber yard.Last spring he drove two stakes into a lot on the east side of town. Walked it off. Sixty feet wide, hundred and ten deep. Good lot. Flat. City water and sewer already stubbed to the property line. He could see the grain elevator from where he stood.He sat on his tailgate and penciled it out on a legal pad. Three-bedroom. Twelve hundred square feet. Slab foundation. Vinyl siding. Nothing fancy. The kind of house his father used to build in the eighties. The kind a young couple with a teacher’s salary and a welder’s wage could qualify for.Materials. Forty-seven thousand. Permits, survey, engineering. Eighty-two hundred. He didn’t used to need engineering for a twelve-hundred-square-foot slab house, but the county updated the code in 2019. Labor for his crew at the new rate. Thirty-six thousand. Insurance. Carrying costs on the loan. The lumberyard wants payment in sixty days now, not ninety, because they’re tightening too.He needed to list it at one-eighty to clear eleven percent. Eleven percent on a five-month build for a man who does his own framing. That’s not getting rich. That’s staying in business.He ran the numbers three times. They didn’t work below two-ten.At two-ten, the young couple doesn’t qualify. The bank won’t write the loan. Not for a first-time buyer with sixty thousand in combined income and a truck payment.He pulled the stakes in June. Left the lot empty. By August the ragweed was knee-high where the foundation would have been.Dale didn’t stop building. He took a contract for a four-thousand-square-foot house on twelve acres north of town. Custom kitchen. Three-car garage. The owner is from Kansas City. Uses it for hunting season. Dale will clear twenty-two percent on that job because the man paying for it doesn’t need a loan and doesn’t flinch at the price.That’s the market. It’s not broken because contractors are greedy. Dale would rather build starter homes. He's said so. He built nine of them between 2004 and 2015. Young families. First houses. He still drives past them. He knows which ones put up a fence. Which ones planted a garden. One of them is Kaylee’s cousin.But he has to put food on his table too, so the math has to work. And right now, for a twelve-hundred-square-foot house on the east side of Chillicothe, it doesn’t.Make it work. Cut the permit timeline from six months to six weeks. Make the math favor the house a welder can afford over the one a Kansas City hunter builds for November.But one house on one lot doesn’t fix Chillicothe. The whole country is behind by millions. The market rewards the big house. The regulations don’t distinguish between twelve hundred square feet and four thousand. And nobody has asked a man like Dale the only question that matters: Can you build a three-bedroom house and sell it for under a hundred and fifty thousand dollars?Nobody’s asked, because nobody’s offered to pay him to find out.That’s what the federal government is supposed to be good at. Not building the house. Setting the problem and letting people compete to solve it. The government has done this for decades with technology, with defense, with medical research. Set the target. Open the competition. Fund the best ideas through feasibility, then through prototype, then step back and let private money scale what works.Point it at housing. The target: a three-bedroom starter home, under a hundred and fifty thousand, that a local contractor can build with a four-man crew. Open it to every builder, architect, and materials company in the country. The ones who solve it get funded to prove it. The ones who prove it get to build.Dale would compete. He’s been solving this problem in his head for twenty-two years. He knows what costs too much. He knows where the waste is. He knows that the engineering requirement costs eighty-two hundred dollars on a house that used to be drawn on a napkin. He’s been waiting for someone to ask.Tie the funding to the town. You want the money? Fix your permits. Thirty days, not six months. Cap the fees so the twelve-hundred-square-foot house doesn’t cost the same to approve as the four-thousand-square-foot lodge. No reform, no funding. That’s the condition.And give Kaylee a shot at buying it. A first-time buyer loan. Three percent. Three and a half down. No investors. No flippers. One chance at the deed.The lot’s still there. The sewer’s still stubbed. The ragweed is past the survey marker now, but ragweed pulls easy. Dale’s driven past it three times since June. He could have it framed by October.Franklin D. Roosevelt built the safety net during the worst economic crisis in American history, and it saved lives. Social Security. Unemployment insurance. The programs that caught people when everything else collapsed.He built an emergency bridge. Presidents after him looked at its success and kept extending it. They expanded the programs, but not the funding to support them. They widened the road but didn’t reinforce the foundation. And every year, more people drove across it.FDR didn’t want permanent dependency. The Works Progress Administration wasn’t a check. It was a job. Eight million Americans didn’t receive relief. They worked. They built roads and bridges and schools and post offices. Six hundred thousand miles of road. A hundred and twenty thousand buildings. They earned a wage, and they built something that lasted.The men who came after him replaced the work with the check. Roosevelt didn’t build a benefits program. He built a jobs program. One builds capability. The other, dependency.Today, half of American working families rely on some form of social program support. The deficit is measured in trillions. Businesses pay poverty wages because the government fills the gap. The answer isn’t to yank the safety net and hope the fall forces change. The answer is to build the floor high enough that the net isn’t necessary.We don’t have a safety net anymore. We have a permanent structure that was never engineered to be permanent, funded by debt, defended by one party, attacked by the other, and caught in the middle are forty-two million people who need to eat.I’m not suggesting we cut the programs. Defend the weak and the fatherless; uphold the cause of the poor and the oppressed.I’m suggesting we cut the need for the programs.Rend your heart. Do the structural work that matters instead of acting out political theater. The safety net is for emergencies, and the goal is to make the emergencies shorter and rarer. This is closer to what FDR built than what current leaders are proposing. He put people to work. He didn’t mail them a check and call it compassion.The question isn’t how we help people who are struggling. The question is, why are they struggling in the first place, and how do we make it stop? And whatever answer we build has to survive the one thing no program has survived yet. Act III. The BridgeThe parties take turns. Every two years, every four, the majority changes and the money moves.Democrats build a program. Republicans cut it. Democrats rebuild it. Republicans block the funding. Back and forth for ninety years.SNAP feeds forty-two million Americans. Then the government shuts down and it feeds nobody. Medicaid covers seventy million people. Then the next Congress decides the budget can’t hold it.The people who built their lives on those programs don’t get a warning. They get a gap. And the gap hurts real people trying to put food on the table and heat in the house.This is a story about a northern Missouri town. Farm country. But the butterfly doesn’t care about geography any more than gravity cares about intent. A woman in the Delta doing the same math Pam does. A contractor in South Texas looking at the same empty lot Dale looked at. The numbers don’t work there either. They haven’t worked there for longer. The bridge has to reach those places too. If it doesn’t, it’s not a bridge.A program is a rope. You throw it when someone’s drowning. But the rope is only as long as the next budget. The next vote. The next election. And when the rope gets cut, the person in the water doesn’t get a transition plan.A paycheck is not a rope. A paycheck is a bridge. Kaylee walks across it every Friday. It doesn’t need a continuing resolution. It doesn’t need Congress to agree on anything. It needs Pam to make enough money to write the check, and it needs the cost of living to be low enough that the check means something.A house is a bridge. It doesn’t go away when the Senate changes hands. It doesn’t vanish in a shutdown. It sits on a lot on the east side of Chillicothe and Kaylee’s name is on the deed and no election can take it from her.No party argues against Americans being self-sufficient. Not one. That’s the ground we build on. Not because it’s Republican ground or Democratic ground. Because it’s the only ground that holds when the parties take turns shaking it.Structure survives elections. Programs don’t.So, dear Democrats. You’ve been getting pummeled. You know it. Some of you are starting to see the path.It’s going to be hard. You have to do something that cuts against every instinct your party has built over ninety years. You have to trust Pam. Give her the tax cut. Clear the path for the contractor. Build the houses. Let the wages grow from the ground up instead of writing them from the top down.You have to bet on the bridge instead of the rope.In less than a month, spring will come to northern Missouri. Creeks low and clear. The timber along the Grand will green out. Somewhere on Washington Street, Pam is doing the math at the same table where the farmers sit in the morning.She wants to pay Kaylee more. She always has.Build her the bridge. She’ll walk the rest of the way herself.Rend your hearts, and not your garments. Get full access to I Believe at joelkdouglas.substack.com/subscribe

 

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