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The Smart Real Estate Coach Podcast|Real Estate InvestingAuthor: Chris Prefontaine
Welcome to the Smart Real Estate Coach podcast. Our episodes are designed to help YOU reach the next level of real estate investing no matter where you are right now. To make this a reality, we lean into our 32 years of experience, our huge network of experts, and our thriving community of Associates. With the right tools, the right education, and the right mindset YOU can take control of your financial future. At Smart Real Estate Coach, we empower individuals and families to create the life of their dreams through real estate. If you are an aspiring or seasoned real estate investor looking for a proven investment system, robust education, and a thriving support community, you have come to the right place. We share the best information from our own deals, our Associate's deals, and our guest experts, helping you potentially save hundreds of thousands of dollars in costly mistakes. And we know what the work actually takes. Between our Associates and our own deals, we're still completing deals every month and control, at any given time between 60-100 million dollars worth of real estate with little to no money down. If you're serious about making money in the world of real estate investment, then keep listening to learn more! Language: en Genres: Business, Entrepreneurship, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Episode 541: The 3 Biggest Mistakes People Make with Infinite Banking with Jim Oliver
Episode 541
Wednesday, 7 January, 2026
In this episode of the Smart Real Estate Coach Podcast, I'm bringing back a good friend of the community, Jim Oliver, one of the world's foremost authorities on Infinite Banking and the founder of CreateTailwind. Jim has 38 years in the financial trenches, 12 of those under the late R. Nelson Nash, the pioneer of the Infinite Banking Concept®. Together, we break down how to take back control from traditional banks, keep more of the interest you're giving away, and use properly structured whole life policies to fund cash-flowing real estate and businesses instead of Wall Street.  We talk about the big problems with indexed universal life (IUL) being sold as "infinite banking," why guarantees and design matter, and how to vet a real Infinite Banking coach. Jim then gives a simple, clear explanation of how banks actually make money off your deposits, how Infinite Banking makes you the depositor, bank owner, and borrower, and the three biggest mistakes people make when they start. We finish with a powerful conversation about escaping the 9–5, changing your identity to "investor," and designing a 2026 vision where you stop exchanging time for money and your assets pay you instead. Key Talking Points of the Episode 00:00 Introduction 01:49 What's new in the Infinite Banking world? 02:06 The IUL problem: when "infinite banking" gets bastardized 03:48 Whole life vs. universal life for Infinite Banking 04:12 Chasing short-term optics with low base / high PUAs 05:26 How to vet a real Infinite Banking mentor 08:22 How Infinite Banking really works 10:47 The problem with traditional banking 11:48 Why use a whole life policy as your "bank"? 12:50 How to reach Jim & what working with CreateTailwind looks like 13:58 3 biggest mistakes people make with Infinite Banking 16:17 Entrepreneurship and escaping the 9-5 grind 18:07 Identity & environment: two levers to pull for 2026 19:37 Observe, assist, lead, then teach 20:34 Media, markets & the danger of the herd Quotables "The problem is that we finance every single thing that we buy. We either pay interest to someone else or we give up interest that we could have earned somewhere else." "Any time you have a nine to five, I don't care if you're making millions of dollars a year, you're in captivity." "If you're in the herd, you're in the majority. You're wrong." Links CreateTailwind https://createtailwind.com Breakaway Wealth https://youtube.com/playlist?list=PL-nWVcVpkLqnDXSdqejEqDxR20TpKfe7z&si=fCMS-e95ckyrQQGw Jim Oliver jimoliver@createtailwind.com NREIG https://smartrealestatecoach.com/nreig QLS 4.0 - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod Apprentice Program https://3paydaysapprentice.com Coupon code: Podcast Masterclass https://smartrealestatecoach.com/masterspodcast 3 Paydays Books https://3paydaysbooks.com/podcast Strategy Session https://smartrealestatecoach.com/actionpodcast Partners https://smartrealestatecoach.com/podcastresources
