 |
Fintech for the PeopleFintech has the power to build a more inclusive world. Author: Accion
Fintech has the power to build a more inclusive world. Fintech for the People is about the innovators who are developing fintech solutions that reach the people whove been left behind. In each episode, well hear from innovators who are creating financial solutions that provide people with the financial tools they need to grow their business, support their family, and build their community. Together, well learn how fintech looks different in spaces and places where basic financial services are a luxury and how solutions to address these challenges require a different level of creativity, empathy, and execution. Fintech for the People is an Accion podcast hosted by Amee Parbhoo, Managing Partner of Accion Ventures which deploys capital in early-stage inclusive fintech. Episodes will be released in seasons, on a weekly schedule. Language: en Genres: Business, Entrepreneurship, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it |
Listen Now...
Scaling Embedded Lending in Southeast Asia
Episode 48
Tuesday, 28 July, 2026
In this episode, Rahil talks with Markus Prommik, CEO of Finfra, a company that gives lenders in Southeast Asia the infrastructure to build and run their own credit products. Markus started out lending directly before shifting to building the underlying systems, and he explains why conventional lending models so often fail small businesses in Indonesia.Markus and Rahil walk through what it takes for a lender to bring a credit product to market, from licensing and distribution to customer verification and automated collections, and how handling those pieces centrally lowers the barriers to entry. They also get into how lenders weigh a borrower's willingness to repay against their capacity to, and where embedded finance could open up cross-border trade.Episode highlights:Improving unit economics through embedded credit integration versus open-market lending.Navigating the six-step phase for lenders: from regulatory compliance and licensing to capital and reporting.Lowering entry barriers for global lenders by leveraging Finfra’s established lending license in Indonesia.Bridging the gap between capacity to pay and willingness to pay through embedded finance and seamless collections.Utilizing alternative, real-time data points - such as logistics proof-of-delivery - to underwrite underserved segments.Solving the challenges of fragmented payment infrastructure in Indonesia through automated collection tools.The transition from simple financial access to sustainable access through higher-quality, context-aware products.Future opportunities for fintech infrastructure in cross-border trade and geopolitical cooperation within Southeast Asia.To learn more about Finfra, visit their website. Learn more about Accion Ventures on our website and LinkedIn.
