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How to Buy a HomeAuthor: David Sidoni
TRYING TO BUY YOUR FIRST HOME IN 2026? Start at Episode 500 for our 10 Steps to Buying a Home series - the #1 Trusted Resource for First-Time Homebuyers in the USA. This system has helped thousands of renters across North America say goodbye to their landlords and buy their first home.Visit HowtoBuyaHome.com/10Steps more info on our 10 Step series sharing the insider secrets First-Time Homebuyers need in the current market.2 MILLION DOWNLOADS How to Buy a Home is proud to be the #1 Podcast for First Time Homebuyers across the nation since 2019. Hosted by veteran realtor and 20 year consumer advocate for first time home buyers, David Sidoni, this podcast features expert insights, up to date real estate forecasts, and hundreds of interviews with real first time homebuyers so you can learn from real success stories.OUR MISSION If you're trying to buy your first home, you probably have questions like: Can I actually buy a house? How much do I need? Where do I start? The real estate industry overlooks first-time buyers, leaving them with myths, bad advice, and roadblocks. How to Buy a Home has helped thousands of renters become homeowners, coaching thousands across the country. Get real answers, insider strategies, and success stories from buyers just like you.Homeownership might be closer than you think. Lets get you there. YOU CAN DO THIS. Language: en-us Genres: Business, Education, How To, Investing Contact email: Get it Feed URL: Get it iTunes ID: Get it Trailer: |
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Student Loans Aren't Stopping You From Buying a House | 2026 Financial Prep Series – Part 5
Episode 519
Friday, 14 August, 2026
Unlock your mortgage approval by understanding how new 2026 student loan plans can strategically boost your buying power.Don't let student loans stop your homeownership dream. This episode reveals how lenders really evaluate student debt through your Debt-to-Income (DTI) ratio, not total balances. Discover the vital 2026 student loan repayment plan changes and how strategically optimizing your DTI can unlock significant mortgage qualification, even with substantial debt. Learn the critical steps to navigate new rules and make informed decisions that pave your way home."Student loans keep uninformed buyers from buying a home, but the buyers who get the new strategies for this new economy will be playing chess while everyone is playing checkers."— David Sidoni, Nationwide First Time Homebuying Coach HighlightsWhy isn't your total student loan balance the biggest concern for mortgage lenders?What is the Debt-to-Income (DTI) ratio, and why is it your most powerful tool for mortgage qualification?How do the new 2026 student loan repayment plans (like RAP and IBR) directly impact your homebuying potential?Which mortgage programs truly honor a "documented zero" student loan payment, and which will calculate a hidden monthly cost?Can a strategic move, like refinancing a high-payment car loan, be more effective for qualification than paying down student debt?What critical questions must you ask your lender to compare every student loan plan against every mortgage program?Why is ignoring the 90-day letter about new student loan plans a catastrophic mistake for your homeownership goals? Referenced Episodes & Resources503 – First Time Homebuyer Step #3: Credit Score504 – First Time Homebuyer Step #4: Debt Management460 – Rent vs Buy in 2026: Are First Time Homebuyers Crazy?HowtoBuyaHome.com/10steps - The #1 Educational System for First-Time Homebuyers in the USAHowtoBuyaHome.com/Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to to get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
