 |
Chat with Nat: Caregiving, Money, Finances, and Support for CaregiversAuthor: Natalie Kime
Caring for aging parents or loved ones while managing your career, finances, and your own life can feel overwhelming, isolating, and financially stressful. balancing work, and feeling overwhelmed by financial decisions, Chat With Nat is your trusted resource. Chat with Nat, a caregiving podcast focused on caregiver support, financial planning for caregivers, and navigating the real-life challenges of balancing care, money, and well-being.Nat dives into the caregiving topics that matter most, caregiving strategies, emotional support, financial planning, budgeting tips, and realworld solutions that help you care with confidence without sacrificing your own future.From practical episodes on how to pay for care, plan ahead financially, avoid burnout, and navigate family caregiving challenges, to honest conversations with experts, caregivers, and advocates this show gives you the clarity, community, and tools you need to protect your money, your time, and your wellbeing.Whether youre newly caring for a loved one or have been at it for years, Chat With Nat is here to help you care smarter, not harder.Hosted by Natalie (Nat), this show brings honest conversations and practical guidance to help you manage caregiver stress, avoid burnout, and feel more confident in both your caregiving role and your financial decisions.Each episode explores:Caregiver support and strategies for everyday challengesFinancial planning, money management, and the cost of caregivingCaregiver burnout, mental health, and setting boundariesBalancing caregiving with work, family, and personal lifeSupporting aging parents and navigating complex family dynamicsWhether youre a family caregiver, supporting an aging parent, or planning for the financial and emotional impact of care, youll find relatable stories, expert insights, and actionable advice you can actually use.If youre looking for guidance on caregiving and finances, without the fluff, this podcast will help you feel supported, prepare Language: en-us Genres: Education, How To, Society & Culture Contact email: Get it Feed URL: Get it iTunes ID: Get it |
Listen Now...
When Life Insurance Doesn’t Pay: What Families Need to Know Before Filing a Claim
Episode 127
Tuesday, 27 October, 2026
Tell Natalie what you love about this episode, text here!Imagine doing everything you thought you were supposed to do. You purchased life insurance, named beneficiaries, paid the premiums, and believed your family would be protected.Then someone dies, the family files the claim, and instead of receiving the money they expected, the claim is delayed, disputed, or denied.In this episode of Chat with Nat, Natalie Kime sits down with attorney Stephanie Prestridge, co-founder of Life Claim, to talk about what families need to understand before they ever have to file a life-insurance claim.Stephanie spent nearly two decades working in estate planning before a case changed the direction of her practice. A client had done the planning, worked with the right professionals, and put life insurance in place, yet after his death the insurance company refused to pay. Stephanie initially had the reaction many families would have: that was not how life insurance was supposed to work.That experience led her to begin looking much more closely at denied, delayed, and disputed claims and eventually to build a practice around helping beneficiaries navigate them.Natalie and Stephanie talk about beneficiary designations and why a will or trust generally does not override the beneficiary listed on a life-insurance policy. They discuss what can happen when an old beneficiary is never updated, how employer-sponsored policies can operate differently from individually owned policies, and why families need to understand not only what coverage exists but where it came from and what rules apply to it.Stephanie also explains the two-year contestability period, why insurance companies may request medical records after a death, and why accuracy on the original application matters. She shares why even an innocent misunderstanding on an application can create serious problems later.The conversation becomes especially important when Stephanie explains what beneficiaries should and should not do after a claim is filed. A friendly phone call from an insurance representative may still be recorded and documented, so beneficiaries need to stay focused on the claim process rather than casually speculating about medical history or circumstances they do not know firsthand.At the same time, families cannot ignore the process. Some policies have deadlines, and waiting too long can create another problem.Finally, Stephanie addresses what someone should do if a denial letter arrives. Her advice is clear: get qualified help before submitting an appeal, particularly when an employer-sponsored policy or other complex claim is involved.This episode is about making sure the plan you put in place today actually works for the people you love when they need it.Stephanie Prestridge is an attorney and co-founder of Life Claim, a law practice focused on helping families with delayed, denied, and disputed life insurance and accidental death claims.Before focusing her work on life-insurance disputes, Stephanie spent nearly two decades working in estate planning. That experience gave her a unique perspective on what can happen when families carefully prepare for a death, only to discover that a life-insurance benefit they expected may be delayed, challenged, or denied.Stephanie’s work now focuses on helping beneficiaries understand complicated claim situations, beneficiary disputes, employer-sponsored policies, contestability investigations, and the appeals process.She earned her law degree from Loyola University New Orleans College of Law and is based in Louisiana.Connect With StephanieWebsite: LifeClaim.comPhone: 888-615-3270Email: stephanie.prestridge@lifeclaim.comLinkedIn: Stephanie PrestridgeInstagram: @lifeclaimwinsFacebook: @lifeclaimwinsWondering, "Can I afford that?" Get a clearer picture of your money with Natalie Kime's free Can I Afford That? Checklist. No complicated spreadsheets or financial jargon. Download your copy at https://www.chatwithnapodcast.com/Thank you for listening to Chat With Nat: Caregiving, Money & Real Life Solutions. This podcast is your trusted guide for caregiving strategies, caregiver support, long-distance caregiving tips, financial planning for families, and managing caregiver burnout. Each week, we provide actionable advice, expert interviews, real caregiver stories, and practical tools to help you navigate caregiving challenges, protect your finances, and care with confidence.Whether you’re caring for aging parents, managing adult children with special needs, or balancing caregiving with work, Chat With Nat is here to help you care smarter, avoid burnout, and feel supported every step of the way.Subscribe on your favorite podcast platform and never miss an episode about caregiver tips, dementia care, financial guidance for caregivers, and emotional support for those caring for loved ones. Join our community and get access to caregiving resources, practical tools, and expert advice to make your caregiving journey easier.Get my FREE Financial Check-up Guide Connect with me on:FacebookInstagramLinkedInThe content shared on this podcast is meant to ...
