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Uncommon Estate of Mind  

Uncommon Estate of Mind

Leveraging Your Next Investment Decision

Author: Uncommon Network

Do you have to own a business to get started in real estate? Do you make enough money to get skin in the property game? Do you need a license to start your investment side hustle? These are the questions that Joey and A.D. are here to answer for you on Uncommon Estate of Mind. Join these two lifelong friends whove been in business together since childhood as they open up about their losses and share their successes from what theyve learned in the real estate game. Were talking short term rentals to multi-family investments; debating ways to leverage your income as well as business credit and how to create that time freedom and generational wealth that everyone is raving about. Its all good and its all up for grabs on Uncommon Estate of Mind where these two men from LA network with industry leaders and bring the knowledge on how you can jumpstart your extraordinary entrepreneurial & investment path. Whatever you choose to be, be uncommon.
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Language: en

Genres: Business, Entrepreneurship, Investing

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Talk Like an Investor: Real Estate Lingo You Need to Know
Episode 49
Wednesday, 13 August, 2025

Want to sound like a seasoned real estate investor—even if you’re just getting started? In this episode of Uncommon Estate of Mind, we’re cutting the fluff and breaking down the essential real estate terms you actually need to know before buying your first 2–4 unit multifamily property.Whether you’re aiming for a duplex, triplex, or fourplex, we cover the key concepts that will help you walk into any conversation with a lender, agent, or seller and sound like you belong.You’ll learn:✅ What counts as a multifamily property (and why 2–4 units is the sweet spot for beginners)✅ How owner-occupied loans like FHA (3.5% down) and conventional (5% down) can help you get started✅ The real meaning behind LTV (Loan-to-Value) and DTI (Debt-to-Income) ratios✅ The basics of gross rent, NOI (Net Operating Income), and cash flow✅ Why CapEx can make or break your investment if you’re not prepared✅ How to calculate your cash-on-cash return and break-even point like a pro✅ Smart budgeting tips to avoid getting caught off guard after you closeIf you’re serious about building generational wealth through house hacking and multifamily investing, this episode is your starter pack.Resources:📘 Get The 5-Year Plan – Your step-by-step guide to buying your first 2–4 unit property and building a portfolio fastFREE guide to buying your first property with little money down: 5-Year Wealth Starter Kit Learn how to fund your business using personal credit: Fund and GrowDisclaimer: This Video/Audio and description contains affiliate links, when you sign up using an affiliate link, we earn a small commission. This comes directly from the company and does not affect you in any way.Connect with Uncommon InstagramYouTubeinfo@uncommonestateofmind.comConnect with Joey Garba:InstagramConnect with Ademola Dawodu:Instagram Personal 

 

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