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The New Money Habits PodcastAuthor: Coach Nino Villa
A Better Plan for Your Money. Create new money habits and take control of your money. The New Money Habits Podcast offers real talk about how to create a better plan for your money so you dont have to live paycheck to paycheck. Host: Coach Nino Villa Have questions for the hosts? Submit them to: podcast@newmoneyhabits.com Join our FREE Facebook Group of like-minded people: https://www.facebook.com/groups/newmoneyhabits Download our FREE Basic Budget Worksheet: www.newmoneyhabits.com Schedule a FREE call with Nino: www.newmoneyhabits.as.me/CoachNino Schedule a FREE call with Sarah: www.calendly.com/kuwtjfc/consult Music by Summer School @newmoneyhabits / @KUWTJFC Language: en Genres: Business, Education, Investing, Self-Improvement Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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Stop Saving for Emergencies and Start Saving for Peace of Mind | Ep. 209
Wednesday, 18 February, 2026
In this episode of The New Money Habits Podcast, Coach Nino Villa explains why the words we use around money matter more than we think — especially when it comes to saving. Many people are taught to build an “emergency fund,” but that language often creates stress, fear, and avoidance. Nino challenges that idea and introduces a more grounding alternative: the Peace of Mind Fund. This conversation explores how language shapes belief, belief drives behavior, and how subtle shifts in wording can lead to calmer, more intentional financial decisions. In this episode, you’ll learn: 🧠 Why the term “emergency fund” can increase anxiety🕊️ How reframing savings as a Peace of Mind Fund changes behavior⚡ How money scripts and past experiences influence how we save📊 How much to save to get started (using the 25% guideline)🔧 Practical ways to begin building your Peace of Mind Fund without stress You’ll also hear why saving isn’t about sacrifice — it’s about building security — and how small, intentional steps can help you respond to life’s unexpected moments with calm instead of panic. Learn more at NewMoneyHabits.com Join the New Money Habits Community Join our free community and connect with others building healthier money habits Become a member starting at $7/month Start your 7-day free trial today Helpful Resources Mentioned in This Episode Watch on YouTube: Full video version of this episode Payday Power Planner (FREE): Streamline your budgeting processhttps://www.newmoneyhabits.com/budgeteers/helpful-tools Food Number Calculator (FREE): Simplify food budgeting and planninghttps://www.newmoneyhabits.com/budgeteers/helpful-tools Submit Your Questions: Email us at podcast@newmoneyhabits.com Join Our Free Facebook Group:https://www.facebook.com/groups/newmoneyhabits Schedule a Free Call with Coach Nino:https://www.newmoneyhabits.com/budgeteers/contact Online Course: How to Create a Better Budget: Your Foundation to Financial Freedomhttps://www.newmoneyhabits.com/bootcamp Music CreditsThis episode features music by Summer School. Connect With UsFollow @newmoneyhabits on social media for more insights, tools, and updates.
