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Financially Ever After WidowhoodAuthor: Stacy Francis
Widowhood is the state of being a widow or widower: a person whose spouse has passed away. This is a situation that no one wants to be in, but it is something that can happen, and that you and your family should be prepared for financially. When this kind of painful, life altering event occurs, it's important to have the structure in place for you and your family to be protected, and this year on Financially Ever After Widowhood, Stacy Francis is going to be talking to a diverse lineup of experts, and individuals who have gone through it themselves, to give you the tools and information you need to be prepared. Prior to this year's series on Widowhood, Financially Ever After covered topics related to divorce. We invite you to check out these fantastic episodes if they are relevant to you. Language: en Genres: Business, Investing, Kids & Family Contact email: Get it Feed URL: Get it iTunes ID: Get it |
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When Medicare Isn’t Enough: Planning for the Real Cost of Care with Denise Kligman
Episode 234
Monday, 28 September, 2026
Who’s going to care for you when you’ve spent years caring for everyone else? Long-term care is one of those topics that’s easy to put off until you're left with no easy choices. In this episode, Stacy talks with long-term care specialist Denise Kligman about what care can really cost, what Medicare doesn’t cover, how insurance options have changed, and why planning early can give you and your family a lot more breathing room when life takes an unexpected turn. You’ll hear them discuss: Why Medicare and traditional health insurance generally don’t cover the day-to-day custodial care many people eventually need How the cost of home care, assisted living, and nursing home care can quickly put serious pressure on a family’s finances Why long-term care planning can be especially important for women, who are often both caregivers and more likely to need care themselves later on How traditional long-term care insurance compares with newer hybrid policies that combine long-term care benefits with life insurance When it may make sense to start looking at coverage and why your age and health can make such a big difference What actually triggers a long-term care insurance claim, including activities of daily living, cognitive impairment, and elimination periods Why having conversations about where you want to receive care, who you want involved, and how it will be paid for matters even if insurance isn’t part of your plan Resources Denise Kligman on Owens Group | LinkedIn | Email: dkligman@owensgroup.com | Phone: 201-408-3501 Stacy Francis on LinkedIn | X(Twitter) | Email "Because I Love You" - A Legacy Companion FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!









